ZIP 78832 Foreclosure, Tax-Lien & Distress Report

In Kinney County, Texas, ZIP 78832 scores 19 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — FEMA disaster exposure (68/100). Property-level stress concentrates in construction/permit lag (100/100), structural risk (43/100), institutional ownership (41/100). By contrast, mortgage stress (6/100) register low. Latent structural risk is 43/100 while live distress already moving reads 2/100.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

3,140 residents call 78832 home, typically aged 50. On demographic stress specifically, 78832 scores 22/100. 77% of housing is owner-occupied. There are about 1,482 housing units across 78832. Vacancy runs 23.8%, above the national norm and a classic distress-and-opportunity signal. Around 19% of renters are cost-burdened. Home values center near $82,000, an affordability ratio of 1.3× — accessible. Around 20% of adults hold a bachelor's degree or higher. Roughly 11.3% live below the poverty line. At $66,341, median income runs below typical U.S. levels.

Net-net, 78832 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 78832 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 78832 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 78832, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 figure for 78832 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 78832 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.