ZIP 79245 Foreclosure, Tax-Lien & Distress Report
Hall County, Texas · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 79245 in Hall County, Texas comes in at 9, a minimal composite-distress reading. On the structural side it scores 21/100, with 2/100 of stress already active. Its heaviest discrete signals: construction/permit lag (50/100), structural risk (21/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (5/100).
The market reads peak — home values rose 2.0% year on year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $46,667 — below the roughly $78,000 national figure. About 17% have a four-year degree. On demographic stress specifically, 79245 scores 25/100. Around 14% of renters are cost-burdened. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 1,161 housing units. Owners hold 75% of homes, renters 25%. Vacancy runs 22.7%, above the national norm and a classic distress-and-opportunity signal. Home values center near $78,900, an affordability ratio of 1.7× — accessible. Population is roughly 2,291 with a median age of 44.
On the whole, 79245 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 79245 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 9/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 79245 shows blanks, not estimates, wherever the record is sparse.
Behind 79245's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 79245 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 79245
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 79245 by the numbers
Current distress, phase, housing and lender-pressure figures for 79245, drawn from the same report attached to each property.
Other Hall County ZIP codes
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Further distress data across Hall County, Texas at ZIP, county and state level.
Get the full acquisition report for 79245
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Rules-based scoring — each signal ties to a public dataset · methodology