ZIP 79245 Property Distress & Foreclosure Data

ZIP code 79245 in Hall County, Texas carries a composite property-distress score of 4/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 8/100, with 2/100 of stress already active. What sets it apart are the readings on mortgage stress (8/100), structural risk (8/100), institutional ownership (4/100). By contrast, structural risk (8/100) and institutional ownership (4/100) register low.

The market reads neutral — home values rose 4.3% year on year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $46,667, median income runs below typical U.S. levels. Around 17% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100. Around 14% of renters are cost-burdened. The poverty rate is 18.7% — high, a tax-stress and distress correlate. The ZIP holds roughly 1,161 housing units. 75% of housing is owner-occupied. The vacancy rate is 22.7% — elevated. The typical home is worth about $78,900 (1.7× income, relatively affordable). About 2,291 people live here, median age 44.

Net-net, 79245 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.