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Where distress is building, which way the cycle is turning, and what is live now.

ZIP 83239 Foreclosure, Tax-Lien & Distress Report

Bear Lake County, Idaho · Distress market

In Bear Lake County, Idaho, ZIP 83239 scores 4 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structurally it carries 10/100, against 3/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (25/100), mortgage stress (10/100), structural risk (10/100). On the quiet end sit structural risk (10/100) and institutional ownership (3/100).

The market reads peak — home values rose 1.5% year on year (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 8.9%. 8.0% of residents fall below the poverty threshold. Population is roughly 805 with a median age of 31. Educational attainment sits at 24% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 95% of homes, renters 5%. Median household income is $78,750, near the U.S. median near $78,000. Home values center near $215,900, an affordability ratio of 2.5× — accessible. Around 22% of renters are cost-burdened. The ZIP holds roughly 220 housing units.

Net-net, 83239 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 83239's 4/100 can be lined up against any neighbor in Bear Lake County, Idaho or any ZIP coast to coast. Where the public record is thin for 83239, the field stays empty rather than modeled, and fills in as new documents post.

83239's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 83239 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

4/100
Composite stress
10/100
Structural risk
3/100
Distress activity

ZIP 83239 distress signals, scored

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk10
83239 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 83239 Stress Report snapshot

The live 83239 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Every distressed parcel in 83239 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Built from public records, scored the same way everywhere · methodology

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