ZIP 83245 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 83245 (Bannock County, Idaho) returns a minimal composite of 12/100. Latent structural risk is 26/100 while live distress already moving reads 1/100. Property-level stress concentrates in structural risk (26/100), construction/permit lag (16/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Environmental exposure also runs high (climate & FEMA risk (70/100)).

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 11% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $449,000, an affordability ratio of 3.4× — accessible. Rent burden reaches 16% of tenant households. The tenure split is 89% owner-occupied to 12% rented. About 29% have a four-year degree. About 2,539 people live here, median age 42. The vacancy rate is 5.8%. There are about 878 housing units across 83245. At $87,969, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 23/100. 1.8% of residents fall below the poverty threshold.

Broadly, 83245 is a steadier market — the deals are the exceptions, not the rule. 83245 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 83245 runs through one identical public-record model, so its 12/100 sits on the same scale as every other ZIP in Bannock County, Idaho and the nation. 83245 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 12/100 for 83245 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 83245 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.