ZIP 83440 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 83440 (Madison County, Idaho) returns a minimal composite of 11/100. The sharpest non-environmental signals are structural risk (24/100), construction/permit lag (19/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). The latent-versus-live split is 24/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (61/100).

Prices here sit in a peak phase: values rose 0.5% over the trailing year, 2.0% off the recent peak, and 5% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $57,701, below the U.S. median near $78,000. The poverty rate is 27.8% — high, a tax-stress and distress correlate. Rent burden reaches 38% of tenant households. The demographic-stress sub-score lands at 46/100. Educational attainment sits at 40% bachelor's-or-above. The ZIP holds roughly 14,120 housing units. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Home values center near $419,300, an affordability ratio of 6.5×. 50,669 residents call 83440 home, typically aged 21. 38% of housing is owner-occupied.

Taken together, 83440 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 83440 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 83440's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 83440 shows blanks, not estimates, wherever the record is sparse.

Behind 83440's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 83440 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.