ZIP 83638 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 83638 in Valley County, Idaho comes in at 15, a low composite-distress reading. On the structural side it scores 32/100, with 5/100 of stress already active. Its heaviest discrete signals: structural risk (32/100), construction/permit lag (27/100), mortgage stress (16/100). By contrast, mortgage stress (16/100) and institutional ownership (15/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (66/100).

The market reads peak — home values rose 1.5% year on year, and 19% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

A median home runs $730,400 here, or 7.6 times local income. The ZIP holds roughly 7,228 housing units. 7,507 residents call 83638 home, typically aged 41. About 42% have a four-year degree. Owners hold 85% of homes, renters 15%. Vacancy runs 66.1%, above the national norm and a classic distress-and-opportunity signal. 14.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 46/100. Rent burden reaches 36% of tenant households. Median household income is $89,965, above the U.S. median near $78,000.

On the whole, 83638 leans distressed, with opportunity clustered in specific stressed parcels. 83638 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 83638 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Valley County, Idaho and the nation. The score is rebuilt from public data as it updates, so 83638 reflects the current record instead of a stale or modeled snapshot.

The 15/100 figure for 83638 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 83638 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.