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ZIP 84631 Foreclosure, Tax-Lien & Distress Report

Millard County, Utah · Distress market

DLRadar grades ZIP 84631 (Millard County, Utah) at a minimal 10/100 for overall property distress. The most distinctive pressure shows up in institutional ownership (42/100), structural risk (20/100), mortgage stress (9/100). By contrast, structural risk (20/100) and mortgage stress (9/100) register low. The split runs 20/100 structural to 3/100 active on the ground.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 24% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

3,072 residents call 84631 home, typically aged 34. Roughly 9.6% live below the poverty line. Home values center near $301,000, an affordability ratio of 3.5× — accessible. The tenure split is 74% owner-occupied to 26% rented. Around 43% of renters are cost-burdened. About 20% have a four-year degree. The vacancy rate is 10.7%. There are about 1,065 housing units across 84631. Median household income is $74,464, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 32/100.

Overall, 84631 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 84631 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 84631 runs through one identical public-record model, so its 10/100 sits on the same scale as every other ZIP in Millard County, Utah and the nation. Sparse data for 84631 shows as blanks, never estimates, and the score updates on every fresh public filing.

84631's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 84631 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

10/100
Composite stress
20/100
Structural risk
3/100
Distress activity

What is driving ZIP 84631’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk22
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 84631 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Millard County ZIP reports

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Open the complete 84631 acquisition file

The full 84631 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

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