ZIP 92328 Foreclosure, Tax-Lien & Distress Report

Inyo County, California's ZIP 92328 registers 20/100 composite distress, which DLRadar reads as low. Structural exposure scores 45 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). Its standout signals are construction/permit lag (89/100), structural risk (45/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values held roughly flat year on year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 470 housing units across 92328. Rent burden reaches 0% of tenant households. Home values center near $77,800, an affordability ratio of 0.9× — accessible. The tenure split is 22% owner-occupied to 78% rented. Educational attainment sits at 47% bachelor's-or-above. The demographic-stress sub-score lands at 21/100. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. Median household income is $91,198, above the U.S. median near $78,000. Population is roughly 872 with a median age of 44. The poverty rate is 19.0% — high, a tax-stress and distress correlate.

On the whole, 92328 leans distressed, with opportunity clustered in specific stressed parcels. While 92328 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 92328 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Inyo County, California and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 92328 shows blanks, not estimates, wherever the record is sparse.

Each component behind 92328 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 92328 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.