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Where stress is building, how the cycle is turning, and what is live now.

ZIP 93545 Foreclosure, Tax-Lien & Distress Report

Inyo County, California · High Vacancy market

In Inyo County, California, ZIP 93545 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 45/100 while live distress already moving reads 1/100. Climate and flood risk are elevated too — climate & FEMA risk (75/100). Its standout signals are construction/permit lag (89/100), structural risk (45/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values held roughly flat year on year, and 32% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 886 housing units. 14.8% of residents fall below the poverty threshold. 58% of housing is owner-occupied. Around 13% of adults hold a bachelor's degree or higher. A median home runs $217,100 here, or 3.9 times local income. At $49,635, median income runs below typical U.S. levels. About 1,394 people live here, median age 48. DLRadar's demographic-stress index for the area reads 35/100. The vacancy rate is 24.0% — elevated. Around 33% of renters are cost-burdened.

Taken together, 93545 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 93545 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 93545 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Inyo County, California and the nation. 93545 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 for 93545 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 93545 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

20/100
Composite stress
45/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 93545

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk75
Another 9 scored dimensions sit behind 93545

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 93545 distress snapshot

A live read on 93545: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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