ZIP 93546 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 93546 in Mono County, California comes in at 13, a minimal composite-distress reading. Its heaviest discrete signals: structural risk (28/100), mortgage stress (17/100), institutional ownership (16/100). On the quiet end sit mortgage stress (17/100) and institutional ownership (16/100). Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). On the structural side it scores 28/100, with 5/100 of stress already active.

The market reads contraction — home values held roughly flat year on year, and 11% higher over three years, at 17/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Households earn a median $96,481 — above the roughly $78,000 national figure. The poverty rate is 11.2%. Around 21% of renters are cost-burdened. Educational attainment sits at 31% bachelor's-or-above. About 8,803 people live here, median age 38. Vacancy runs 64.8%, above the national norm and a classic distress-and-opportunity signal. There are about 10,775 housing units across 93546. Home values center near $737,600, an affordability ratio of 6.4×. The demographic-stress sub-score lands at 42/100. The tenure split is 65% owner-occupied to 35% rented.

Taken together, 93546 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 93546 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 93546's 13/100 can be lined up against any neighbor in Mono County, California or any ZIP coast to coast. 93546 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 93546 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. The point of the 93546 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.