ZIP 93546 Property Distress & Foreclosure Data

ZIP code 93546 in Mono County, California carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (29/100), mortgage stress (17/100), institutional ownership (16/100). By contrast, mortgage stress (17/100) and institutional ownership (16/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100). On the structural side it scores 29/100, with 5/100 of stress already active.

The market reads peak — home values rose 1.5% year on year, and 11% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

At $96,481, median income runs above typical U.S. levels. The poverty rate is 11.2%. Around 21% of renters are cost-burdened. Around 31% of adults hold a bachelor's degree or higher. About 8,803 people live here, median age 38. The vacancy rate is 64.8% — elevated. The ZIP holds roughly 10,775 housing units. The typical home is worth about $737,600 (6.4× income). The demographic-stress sub-score lands at 42/100. 65% of housing is owner-occupied.

Net-net, 93546 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.