ZIP 93514 Foreclosure, Tax-Lien & Distress Report

ZIP 93514's composite property-distress score is 12/100 - DLRadar classes that as minimal for Mono County, California. Structurally it carries 26/100, against 4/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (61/100). Its standout signals are structural risk (26/100), mortgage stress (12/100), institutional ownership (10/100). mortgage stress (12/100) and institutional ownership (10/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 12% higher over three years, at 13/100 phase confidence. Topping markets hide individual distress behind strong averages.

14,961 residents call 93514 home, typically aged 44. The demographic-stress sub-score lands at 33/100. Owners hold 72% of homes, renters 28%. Roughly 9.4% live below the poverty line. Home values center near $422,600, an affordability ratio of 5.3×. At $81,695, median income runs near typical U.S. levels. There are about 7,115 housing units across 93514. Around 37% of adults hold a bachelor's degree or higher. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. Around 26% of renters are cost-burdened.

Taken together, 93514 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 93514 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 93514 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 93514 reflects the current record instead of a stale or modeled snapshot.

Behind 93514's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 93514 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.