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ZIP 96097 Foreclosure, Tax-Lien & Distress Report

Siskiyou County, California · High Poverty market

ZIP code 96097 in Siskiyou County, California carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (87/100)). Structural risk reads 48/100 against active distress of 1/100. The pressure is most legible in construction/permit lag (84/100), structural risk (48/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (4/100) stay muted.

The contraction-phase market in 96097 posted values that held roughly flat over the year, and 3% higher over three years (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Roughly 20.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 20% have a four-year degree. At $47,105, median income runs below typical U.S. levels. 64% of housing is owner-occupied. Rent burden reaches 58% of tenant households. The ZIP holds roughly 4,754 housing units. DLRadar's demographic-stress index for the area reads 42/100. The vacancy rate is 7.6%. The typical home is worth about $277,600 (5.4× income). Population is roughly 10,220 with a median age of 41.

On the whole, 96097 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 96097 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 96097 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Siskiyou County, California and the nation. Nothing here is interpolated — where a source is thin for 96097, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

96097's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 96097 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

22/100
Composite stress
48/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 96097

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk87
9 further distress layers are graded for 96097

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 96097 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 96097, the same set carried on every parcel.

Loading ZIP 96097 stress data…

Other Siskiyou County ZIP codes

Nearest ZIP codes to 96097

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring California distress

Further distress data across Siskiyou County, California at ZIP, county and state level.

The complete 96097 distress and acquisition report

Open 96097 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.

Deterministic. Every signal traces to a public dataset · methodology

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