ZIP 99684 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 99684 (Nome County, Alaska) at a minimal 10/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (60/100). Its standout signals are institutional ownership (33/100), mortgage stress (20/100), structural risk (20/100). On the quiet end sit mortgage stress (20/100) and structural risk (20/100). The split runs 20/100 structural to 6/100 active on the ground.

The market reads peak — home values held roughly flat year on year, at 35/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 58% owner-occupied to 42% rented. The vacancy rate is 40.8% — elevated. At $100,625, median income runs above typical U.S. levels. Around 44% of adults hold a bachelor's degree or higher. About 821 people live here, median age 39. The ZIP holds roughly 338 housing units. Home values center near $225,000, an affordability ratio of 1.7× — accessible. Roughly 12.4% live below the poverty line. Around 11% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 24/100.

On the whole, 99684 leans distressed, with opportunity clustered in specific stressed parcels. While 99684 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 99684 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 10/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 99684, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 99684 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. In workflow terms, 99684 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.