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ZIP 99765 Foreclosure, Tax-Lien & Distress Report

Alaska · High Vacancy market

In Alaska, ZIP 99765 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 31/100 structural and 7/100 already moving. The sharpest non-environmental signals are institutional ownership (39/100), structural risk (31/100), mortgage stress (23/100). structural risk (31/100) and mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (71/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, at 35/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

81% of housing is owner-occupied. Home values center near $102,700, an affordability ratio of 1.3× — accessible. Median household income is $52,143, below the U.S. median near $78,000. There are about 111 housing units across 99765. Vacancy runs 24.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. Population is roughly 284 with a median age of 40. Educational attainment sits at 6% bachelor's-or-above. 9.9% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 20/100.

Taken together, 99765 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 99765 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 99765 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 99765 can be compared directly against any other ZIP in Alaska or nationwide. Sparse data for 99765 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 99765 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. For an operator, 99765 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

15/100
Composite stress
31/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 99765

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk52
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 99765 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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The full 99765 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

No modelling: every input is a public record · methodology

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