ZIP 99709 Property Distress & Foreclosure Data

In Fairbanks North Star County, Alaska, ZIP 99709 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 54 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), FEMA disaster exposure (79/100). Its standout signals are institutional ownership (55/100), structural risk (54/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 2.8% year on year, and 14% higher over three years, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $304,800 (3.6× income, relatively affordable). The poverty rate is 6.6% — low. Rent burden reaches 41% of tenant households. 65% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. About 29,734 people live here, median age 37. There are about 14,175 housing units across 99709. At $82,991, median income runs near typical U.S. levels. Around 44% of adults hold a bachelor's degree or higher.

Net-net, 99709 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.