ZIP 99712 Property Distress & Foreclosure Data

ZIP code 99712 in Fairbanks North Star County, Alaska carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 54 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), FEMA disaster exposure (79/100). What sets it apart are the readings on institutional ownership (55/100), structural risk (54/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 2.8% year on year, and 17% higher over three years, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $320,100 (2.8× income, relatively affordable). 85% of housing is owner-occupied. There are about 5,991 housing units across 99712. Around 37% of adults hold a bachelor's degree or higher. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 28% of tenant households. The demographic-stress sub-score lands at 24/100. At $103,494, median income runs above typical U.S. levels. About 12,070 people live here, median age 40. The poverty rate is 2.0% — low.

Net-net, 99712 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.