Community First Bank (FDIC #10595): Bank Stress & Real-Estate Credit Exposure
Community First Bank (FDIC Cert #10595): bank stress 48/100, moderate, STABLE over 7 days; parent COMMUNITY FIRST BANCSHARES INC.
Community First Bank (#10595) lends in 3 counties across 1 state; Community First Bank (#10595) reaches 42 ZIP codes: Missouri 3 counties, 42 ZIPs.
Community First Bank (#10595) largest markets: Cass County, MO (18 branches, 18 ZIPs) (#10595), St. Clair County, MO (16 branches, 16 ZIPs) (#10595), Bates County, MO (26 branches, 13 ZIPs) (#10595).
Community First Bank (#10595) reports $258.9 million in total assets; Community First Bank (#10595) equity $22.8 million (8.8% of Community First Bank (#10595) assets); Community First Bank (#10595) domestic deposits $234.6 million; Community First Bank (#10595) net income $3.1 million; Community First Bank (#10595) return on assets 2.35%; Community First Bank (#10595) return on equity 27.64%; Community First Bank (#10595) net interest income $6.0 million; Community First Bank (#10595) call report June 30, 2026.
Community First Bank (#10595) noncurrent real-estate loans 0.32% of its book; Community First Bank (#10595) net charge-offs on real estate 0.55%.
Community First Bank (#10595) net interest margin 4.82% against an eight-quarter Community First Bank (#10595) average of 4.65% (Community First Bank (#10595) compression -0.17 points); Community First Bank (#10595) real-estate loans 31.5% of equity; Community First Bank (#10595) rate-exposure score 40/100, Community First Bank (#10595) fixed-rate trap 40/100; Community First Bank (#10595) risk type credit driven; Community First Bank (#10595) rate regime rates elevated, Community First Bank (#10595) snapshot October 20, 2026.
Community First Bank (#10595) stress score moved from 43.5 on June 22, 2026 to 47.8 on October 20, 2026; Community First Bank (#10595) ranged 43.5 to 47.8 over 117 snapshots.
Community First Bank (#10595) alerts: 3 counties; top Community First Bank (#10595) alert scores: Butler County, MO 26 (low); Appleton City County, MO 18 (low); Garden City County, MO 18 (low).