First National Bank Of Omaha (FDIC #5452): Bank Stress & Real-Estate Credit Exposure

First National Bank Of Omaha (FDIC Cert #5452): bank stress 49/100, moderate, STABLE over 7 days; parent LAURITZEN CORP.

First National Bank Of Omaha (#5452) lends in 39 counties across 9 states; First National Bank Of Omaha (#5452) reaches 702 ZIP codes: Nebraska 14 counties, 200 ZIPs; Colorado 5 counties, 107 ZIPs; Illinois 5 counties, 93 ZIPs; Missouri 3 counties, 94 ZIPs; Kansas 3 counties, 59 ZIPs; South Dakota 3 counties, 22 ZIPs.

First National Bank Of Omaha (#5452) largest markets: Jackson County, MO (348 branches, 58 ZIPs) (#5452), Lancaster County, NE (132 branches, 44 ZIPs) (#5452), Weld County, CO (215 branches, 43 ZIPs) (#5452), Collin County, TX (120 branches, 40 ZIPs) (#5452), Denton County, TX (40 branches, 40 ZIPs) (#5452), Douglas County, NE (814 branches, 37 ZIPs) (#5452).

First National Bank Of Omaha (#5452) reports $34.20 billion in total assets; First National Bank Of Omaha (#5452) equity $4.01 billion (11.7% of First National Bank Of Omaha (#5452) assets); First National Bank Of Omaha (#5452) domestic deposits $27.78 billion; First National Bank Of Omaha (#5452) net income $308.6 million; First National Bank Of Omaha (#5452) return on assets 1.79%; First National Bank Of Omaha (#5452) return on equity 15.91%; First National Bank Of Omaha (#5452) net interest income $1.03 billion; First National Bank Of Omaha (#5452) call report June 30, 2026.

First National Bank Of Omaha (#5452) noncurrent real-estate loans: none reported; First National Bank Of Omaha (#5452) commercial real estate 2.18%; First National Bank Of Omaha (#5452) residential -0.14%; First National Bank Of Omaha (#5452) net charge-offs on real estate 0.82%; First National Bank Of Omaha (#5452) commercial charge-offs 0.57%; First National Bank Of Omaha (#5452) multifamily charge-offs 0.05%; First National Bank Of Omaha (#5452) residential charge-offs 1.15%.

First National Bank Of Omaha (#5452) net interest margin 6.63% against an eight-quarter First National Bank Of Omaha (#5452) average of 6.63% (First National Bank Of Omaha (#5452) compression -0.00 points); First National Bank Of Omaha (#5452) commercial real estate 57.1% of equity; First National Bank Of Omaha (#5452) non-residential real estate 115.2% of equity; First National Bank Of Omaha (#5452) rate-exposure score 46/100, First National Bank Of Omaha (#5452) fixed-rate trap 46/100; First National Bank Of Omaha (#5452) risk type credit driven; First National Bank Of Omaha (#5452) rate regime rates elevated, First National Bank Of Omaha (#5452) snapshot October 20, 2026.

First National Bank Of Omaha (#5452) stress score moved from 50.9 on June 22, 2026 to 48.7 on October 20, 2026; First National Bank Of Omaha (#5452) ranged 48.7 to 50.9 over 117 snapshots.

First National Bank Of Omaha (#5452) alerts: 38 counties; top First National Bank Of Omaha (#5452) alert scores: Lincoln County, NE 40 (moderate); Cheyenne County, NE 36 (moderate); Kearney County, NE 26 (low); Alliance County, NE 18 (low); Beatrice County, NE 18 (low).