Texas Heritage Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #11903 · Boerne, TX. This institution (Texas Heritage Bank) no longer appears in the current FDIC branch and deposit filings (#11903) that DLRadar scores; FDIC records the last Texas Heritage Bank day as a separately insured institution (#11903) as October 1, 2025. FDIC event for Texas Heritage Bank: Participated in Absorbtion/Consolidation/Merger (2025-10-01). DLRadar last scored Texas Heritage Bank (#11903) on September 20, 2026. The Texas Heritage Bank facts below are its last recorded footprint (#11903), kept as a permanent Texas Heritage Bank public record; the Texas Heritage Bank figures are not refreshed.
Texas Heritage Bank (#11903) carried no scored branch footprint (Texas Heritage Bank) in the FDIC filings DLRadar reads; the Texas Heritage Bank record exists because FDIC certificate 11903 was a separately insured Texas Heritage Bank institution in Boerne, TX, last seen by DLRadar (#11903) on September 20, 2026.
What the Texas Heritage Bank (#11903) record holds: FDIC certificate 11903 for Texas Heritage Bank, closed as a separate Texas Heritage Bank charter on October 1, 2025; successor Liberty Capital Bank (FDIC #58852) carries the Texas Heritage Bank footprint forward; FDIC event for Texas Heritage Bank: Participated in Absorbtion/Consolidation/Merger (2025-10-01); Texas Heritage Bank (#11903) first entered DLRadar on September 20, 2026.
How Texas Heritage Bank (#11903) was scored while active: the Texas Heritage Bank stress score read FDIC call-report financials (#11903) and the Summary of Deposits branch file for Texas Heritage Bank, mapped Texas Heritage Bank branches to counties and ZIP codes (#11903), and weighted the Texas Heritage Bank real-estate loan concentration against its peers; the Texas Heritage Bank (#11903) figures on this page are the last such Texas Heritage Bank run and are not refreshed.
Texas Heritage Bank (#11903) is chartered in Boerne, TX; FDIC lists Texas Heritage Bank (#11903) as inactive, succeeded by Liberty Capital Bank.
Why this Texas Heritage Bank page exists: bank identities are historical data (#11903). When an institution such as Texas Heritage Bank merges or its charter ends, DLRadar keeps the Texas Heritage Bank profile so citations, links and the Texas Heritage Bank score history stay resolvable (#11903), and points Texas Heritage Bank to the successor where the FDIC records one. Every Texas Heritage Bank figure traces to public FDIC data (#11903).