Liberty Capital Bank (FDIC #58852): Bank Stress & Real-Estate Credit Exposure
Liberty Capital Bank (FDIC Cert #58852): bank stress 55/100, moderate, STABLE over 7 days; parent LIBERTY CAPITAL BANCSHARES INC.
Liberty Capital Bank (#58852) lends in 4 counties across 1 state; Liberty Capital Bank (#58852) reaches 189 ZIP codes: Texas 4 counties, 189 ZIPs.
Liberty Capital Bank (#58852) largest markets: Dallas County, TX (95 branches, 95 ZIPs) (#58852), Bexar County, TX (78 branches, 78 ZIPs) (#58852), Callahan County, TX (9 branches, 9 ZIPs) (#58852), Kendall County, TX (9 branches, 9 ZIPs) (#58852).
Liberty Capital Bank (#58852) reports $767.9 million in total assets; Liberty Capital Bank (#58852) equity $86.1 million (11.2% of Liberty Capital Bank (#58852) assets); Liberty Capital Bank (#58852) domestic deposits $675.9 million; Liberty Capital Bank (#58852) net income $5.8 million; Liberty Capital Bank (#58852) return on assets 1.54%; Liberty Capital Bank (#58852) return on equity 13.72%; Liberty Capital Bank (#58852) net interest income $15.0 million; Liberty Capital Bank (#58852) call report June 30, 2026.
Liberty Capital Bank (#58852) noncurrent real-estate loans: none reported; Liberty Capital Bank (#58852) net charge-offs on real estate 0.04%.
Liberty Capital Bank (#58852) net interest margin 4.12% against an eight-quarter Liberty Capital Bank (#58852) average of 4.00% (Liberty Capital Bank (#58852) compression -0.11 points); Liberty Capital Bank (#58852) non-residential real estate 0.3% of equity; Liberty Capital Bank (#58852) rate-exposure score 40/100, Liberty Capital Bank (#58852) fixed-rate trap 40/100; Liberty Capital Bank (#58852) risk type credit driven; Liberty Capital Bank (#58852) rate regime rates elevated, Liberty Capital Bank (#58852) snapshot October 19, 2026.
Liberty Capital Bank (#58852) stress score moved from 50.5 on June 22, 2026 to 55.4 on October 19, 2026; Liberty Capital Bank (#58852) ranged 50.5 to 55.4 over 116 snapshots.
Liberty Capital Bank (#58852) alerts: 4 counties; top Liberty Capital Bank (#58852) alert scores: Addison County, TX 18 (low); Boerne County, TX 18 (low); Cross Plains County, TX 18 (low); San Antonio County, TX 18 (low).