Vista Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #1210 · Dallas, TX. This institution (Vista Bank) no longer appears in the current FDIC branch and deposit filings (#1210) that DLRadar scores; FDIC records the last Vista Bank day as a separately insured institution (#1210) as January 7, 2026. FDIC event for Vista Bank: Participated in Absorbtion/Consolidation/Merger (2026-01-07). DLRadar last scored Vista Bank (#1210) on September 20, 2026. The Vista Bank facts below are its last recorded footprint (#1210), kept as a permanent Vista Bank public record; the Vista Bank figures are not refreshed.
Vista Bank (#1210) carried no scored branch footprint (Vista Bank) in the FDIC filings DLRadar reads; the Vista Bank record exists because FDIC certificate 1210 was a separately insured Vista Bank institution in Dallas, TX, last seen by DLRadar (#1210) on September 20, 2026.
What the Vista Bank (#1210) record holds: FDIC certificate 1210 for Vista Bank, closed as a separate Vista Bank charter on January 7, 2026; successor Nbh Bank (FDIC #59052) carries the Vista Bank footprint forward; FDIC event for Vista Bank: Participated in Absorbtion/Consolidation/Merger (2026-01-07); Vista Bank (#1210) first entered DLRadar on September 20, 2026.
How Vista Bank (#1210) was scored while active: the Vista Bank stress score read FDIC call-report financials (#1210) and the Summary of Deposits branch file for Vista Bank, mapped Vista Bank branches to counties and ZIP codes (#1210), and weighted the Vista Bank real-estate loan concentration against its peers; the Vista Bank (#1210) figures on this page are the last such Vista Bank run and are not refreshed.
Vista Bank (#1210) net interest margin 3.95% against an eight-quarter Vista Bank (#1210) average of 3.90% (Vista Bank (#1210) compression -0.05 points); Vista Bank (#1210) real-estate loans 6.3% of equity; Vista Bank (#1210) non-residential real estate 10.8% of equity; Vista Bank (#1210) rate-exposure score 40/100, Vista Bank (#1210) fixed-rate trap 40/100; Vista Bank (#1210) risk type credit driven; Vista Bank (#1210) rate regime rates elevated, Vista Bank (#1210) snapshot May 27, 2026.
Vista Bank (#1210) is chartered in Dallas, TX; FDIC lists Vista Bank (#1210) as inactive, succeeded by Nbh Bank.
Why this Vista Bank page exists: bank identities are historical data (#1210). When an institution such as Vista Bank merges or its charter ends, DLRadar keeps the Vista Bank profile so citations, links and the Vista Bank score history stay resolvable (#1210), and points Vista Bank to the successor where the FDIC records one. Every Vista Bank figure traces to public FDIC data (#1210).