Nbh Bank (FDIC #59052): Bank Stress & Real-Estate Credit Exposure
Nbh Bank (FDIC Cert #59052): bank stress 57/100, moderate, STABLE over 7 days; parent NATIONAL BANK HOLDINGS CORP (NBHC).
Nbh Bank (#59052) lends in 55 counties across 9 states; Nbh Bank (#59052) reaches 1,098 ZIP codes: Colorado 23 counties, 300 ZIPs; Missouri 12 counties, 193 ZIPs; Texas 5 counties, 285 ZIPs; Kansas 4 counties, 68 ZIPs; Wyoming 4 counties, 42 ZIPs; Utah 3 counties, 88 ZIPs.
Nbh Bank (#59052) largest markets: Dallas County, TX (475 branches, 95 ZIPs) (#59052), Tarrant County, TX (76 branches, 76 ZIPs) (#59052), Travis County, TX (126 branches, 63 ZIPs) (#59052), Jackson County, MO (290 branches, 58 ZIPs) (#59052), Palm Beach County, FL (53 branches, 53 ZIPs) (#59052), El Paso County, CO (141 branches, 47 ZIPs) (#59052).
Nbh Bank (#59052) reports $12.54 billion in total assets; Nbh Bank (#59052) equity $1.66 billion (13.3% of Nbh Bank (#59052) assets); Nbh Bank (#59052) domestic deposits $10.55 billion; Nbh Bank (#59052) net income $63.5 million; Nbh Bank (#59052) return on assets 1.09%; Nbh Bank (#59052) return on equity 8.40%; Nbh Bank (#59052) net interest income $222.2 million; Nbh Bank (#59052) call report June 30, 2026.
Nbh Bank (#59052) noncurrent real-estate loans 0.01% of its book; Nbh Bank (#59052) residential 0.01%; Nbh Bank (#59052) net charge-offs on real estate 0.45%; Nbh Bank (#59052) residential charge-offs 0.17%.
Nbh Bank (#59052) net interest margin 4.24% against an eight-quarter Nbh Bank (#59052) average of 3.99% (Nbh Bank (#59052) compression -0.25 points); Nbh Bank (#59052) real-estate loans 0.9% of equity; Nbh Bank (#59052) non-residential real estate 16.6% of equity; Nbh Bank (#59052) rate-exposure score 40/100, Nbh Bank (#59052) fixed-rate trap 40/100; Nbh Bank (#59052) risk type market signal; Nbh Bank (#59052) rate regime rates elevated; Nbh Bank (#59052) shares 18.8% below the 52-week high, Nbh Bank (#59052) equity trend weakening, Nbh Bank (#59052) snapshot October 20, 2026.
Nbh Bank (#59052) stress score moved from 58.5 on June 22, 2026 to 57.2 on October 20, 2026; Nbh Bank (#59052) ranged 57.2 to 58.5 over 117 snapshots.
Nbh Bank (#59052) alerts: 39 counties; top Nbh Bank (#59052) alert scores: Montrose County, CO 47 (moderate); Eagle County, CO 45 (moderate); Denver County, CO 41 (moderate); Gunnison County, CO 31 (low); Alamosa County, CO 28 (low).