Wilson State Bank (FDIC #12136): Bank Stress & Real-Estate Credit Exposure
Wilson State Bank (FDIC Cert #12136): bank stress 71/100, elevated, STABLE over 7 days; parent WILSON BANCSHARES INC.
Wilson State Bank (#12136) lends in 4 counties across 1 state; Wilson State Bank (#12136) reaches 33 ZIP codes: Kansas 4 counties, 33 ZIPs.
Wilson State Bank (#12136) largest markets: Russell County, KS (11 branches, 11 ZIPs) (#12136), Barton County, KS (10 branches, 10 ZIPs) (#12136), Lincoln County, KS (10 branches, 10 ZIPs) (#12136), Ellsworth County, KS (9 branches, 9 ZIPs) (#12136).
Wilson State Bank (#12136) reports $123.1 million in total assets; Wilson State Bank (#12136) equity $10.5 million (8.5% of Wilson State Bank (#12136) assets); Wilson State Bank (#12136) domestic deposits $108.2 million; Wilson State Bank (#12136) net income $751,000; Wilson State Bank (#12136) return on assets 1.22%; Wilson State Bank (#12136) return on equity 14.66%; Wilson State Bank (#12136) net interest income $2.2 million; Wilson State Bank (#12136) call report June 30, 2026.
Wilson State Bank (#12136) noncurrent real-estate loans 0.13% of its book; Wilson State Bank (#12136) residential 52.58%; Wilson State Bank (#12136) net charge-offs on real estate 0.00%.
Wilson State Bank (#12136) net interest margin 3.87% against an eight-quarter Wilson State Bank (#12136) average of 3.72% (Wilson State Bank (#12136) compression -0.15 points); Wilson State Bank (#12136) real-estate loans 12.8% of equity; Wilson State Bank (#12136) rate-exposure score 40/100, Wilson State Bank (#12136) fixed-rate trap 40/100; Wilson State Bank (#12136) risk type credit driven; Wilson State Bank (#12136) rate regime rates elevated, Wilson State Bank (#12136) snapshot October 20, 2026.
Wilson State Bank (#12136) stress score moved from 73.8 on June 22, 2026 to 71.5 on October 20, 2026; Wilson State Bank (#12136) ranged 71.5 to 73.8 over 117 snapshots.
Wilson State Bank (#12136) alerts: 4 counties; top Wilson State Bank (#12136) alert scores: Wilson County, KS 45 (moderate); Russell County, KS 37 (moderate); Beverly County, KS 24 (low); Hoisington County, KS 24 (low).