Union Bank Co (FDIC #12969): Bank Stress & Real-Estate Credit Exposure
Union Bank Co (FDIC Cert #12969): bank stress 70/100, elevated, STABLE over 7 days; parent UNITED BANCSHARES INC (UBOH).
Union Bank Co (#12969) lends in 8 counties across 1 state; Union Bank Co (#12969) reaches 141 ZIP codes: Ohio 8 counties, 141 ZIPs.
Union Bank Co (#12969) largest markets: Wood County, OH (102 branches, 34 ZIPs) (#12969), Delaware County, OH (24 branches, 24 ZIPs) (#12969), Hancock County, OH (24 branches, 24 ZIPs) (#12969), Allen County, OH (60 branches, 20 ZIPs) (#12969), Putnam County, OH (80 branches, 20 ZIPs) (#12969), Sandusky County, OH (17 branches, 17 ZIPs) (#12969).
Union Bank Co (#12969) reports $1.44 billion in total assets; Union Bank Co (#12969) equity $151.4 million (10.5% of Union Bank Co (#12969) assets); Union Bank Co (#12969) domestic deposits $1.19 billion; Union Bank Co (#12969) net income $5.9 million; Union Bank Co (#12969) return on assets 0.92%; Union Bank Co (#12969) return on equity 8.93%; Union Bank Co (#12969) net interest income $23.6 million; Union Bank Co (#12969) call report June 30, 2026.
Union Bank Co (#12969) noncurrent real-estate loans: none reported; Union Bank Co (#12969) net charge-offs on real estate 0.14%.
Union Bank Co (#12969) net interest margin 4.05% against an eight-quarter Union Bank Co (#12969) average of 3.68% (Union Bank Co (#12969) compression -0.37 points); Union Bank Co (#12969) rate-exposure score 40/100, Union Bank Co (#12969) fixed-rate trap 40/100; Union Bank Co (#12969) risk type credit driven; Union Bank Co (#12969) rate regime rates elevated; Union Bank Co (#12969) shares 8.7% below the 52-week high, Union Bank Co (#12969) equity trend stable, Union Bank Co (#12969) snapshot October 20, 2026.
Union Bank Co (#12969) stress score moved from 64 on June 22, 2026 to 70.5 on October 20, 2026; Union Bank Co (#12969) ranged 64 to 70.5 over 117 snapshots.
Union Bank Co (#12969) alerts: 8 counties; top Union Bank Co (#12969) alert scores: Ottawa County, OH 51 (elevated); Paulding County, OH 46 (moderate); Delaware County, OH 40 (moderate); Marion County, OH 38 (moderate); Findlay County, OH 24 (low).