Croghan Colonial Bank (FDIC #13341): Bank Stress & Real-Estate Credit Exposure
Croghan Colonial Bank (FDIC Cert #13341): bank stress 67/100, elevated, STABLE over 7 days; parent CROGHAN BANCSHARES INC.
Croghan Colonial Bank (#13341) lends in 6 counties across 1 state; Croghan Colonial Bank (#13341) reaches 91 ZIP codes: Ohio 6 counties, 91 ZIPs.
Croghan Colonial Bank (#13341) largest markets: Lucas County, OH (90 branches, 30 ZIPs) (#13341), Ottawa County, OH (60 branches, 20 ZIPs) (#13341), Seneca County, OH (40 branches, 20 ZIPs) (#13341), Sandusky County, OH (119 branches, 17 ZIPs) (#13341), Huron County, OH (42 branches, 14 ZIPs) (#13341), Erie County, OH (13 branches, 13 ZIPs) (#13341).
Croghan Colonial Bank (#13341) reports $1.41 billion in total assets; Croghan Colonial Bank (#13341) equity $141.9 million (10.0% of Croghan Colonial Bank (#13341) assets); Croghan Colonial Bank (#13341) domestic deposits $1.09 billion; Croghan Colonial Bank (#13341) net income $8.1 million; Croghan Colonial Bank (#13341) return on assets 1.20%; Croghan Colonial Bank (#13341) return on equity 11.77%; Croghan Colonial Bank (#13341) net interest income $23.8 million; Croghan Colonial Bank (#13341) call report June 30, 2026.
Croghan Colonial Bank (#13341) noncurrent real-estate loans: none reported; Croghan Colonial Bank (#13341) net charge-offs on real estate 0.06%; Croghan Colonial Bank (#13341) residential charge-offs 0.02%.
Croghan Colonial Bank (#13341) net interest margin 3.75% against an eight-quarter Croghan Colonial Bank (#13341) average of 3.56% (Croghan Colonial Bank (#13341) compression -0.19 points); Croghan Colonial Bank (#13341) non-residential real estate 1.7% of equity; Croghan Colonial Bank (#13341) rate-exposure score 40/100, Croghan Colonial Bank (#13341) fixed-rate trap 40/100; Croghan Colonial Bank (#13341) risk type credit driven; Croghan Colonial Bank (#13341) rate regime rates elevated, Croghan Colonial Bank (#13341) snapshot October 19, 2026.
Croghan Colonial Bank (#13341) stress score moved from 67.6 on June 22, 2026 to 66.5 on October 19, 2026; Croghan Colonial Bank (#13341) ranged 66.5 to 67.6 over 116 snapshots.
Croghan Colonial Bank (#13341) alerts: 6 counties; top Croghan Colonial Bank (#13341) alert scores: Green Springs County, OH 23 (low); Milan County, OH 23 (low); Norwalk County, OH 23 (low); Oregon County, OH 23 (low); Port Clinton County, OH 23 (low).