Union Bank (FDIC #14597): Bank Stress & Real-Estate Credit Exposure
Union Bank (FDIC Cert #14597): bank stress 38/100, contained, STABLE over 7 days; parent UNION BANKSHARES INC (UNB).
Union Bank (#14597) lends in 6 counties across 1 state; Union Bank (#14597) reaches 57 ZIP codes: Arkansas 6 counties, 57 ZIPs.
Union Bank (#14597) largest markets: Pope County, AR (14 branches, 14 ZIPs) (#14597), Franklin County, AR (13 branches, 13 ZIPs) (#14597), Logan County, AR (39 branches, 13 ZIPs) (#14597), Johnson County, AR (12 branches, 12 ZIPs) (#14597), Scott County, AR (10 branches, 10 ZIPs) (#14597), Polk County, AR (21 branches, 7 ZIPs) (#14597).
Union Bank (#14597) reports $710.2 million in total assets; Union Bank (#14597) equity $79.9 million (11.3% of Union Bank (#14597) assets); Union Bank (#14597) domestic deposits $625.9 million; Union Bank (#14597) net income $8.5 million; Union Bank (#14597) return on assets 2.43%; Union Bank (#14597) return on equity 22.17%; Union Bank (#14597) net interest income $15.7 million; Union Bank (#14597) call report June 30, 2026.
Union Bank (#14597) noncurrent real-estate loans: none reported; Union Bank (#14597) net charge-offs on real estate 0.27%; Union Bank (#14597) residential charge-offs 0.08%.
Union Bank (#14597) net interest margin 4.72% against an eight-quarter Union Bank (#14597) average of 4.51% (Union Bank (#14597) compression -0.21 points); Union Bank (#14597) non-residential real estate 7.7% of equity; Union Bank (#14597) rate-exposure score 40/100, Union Bank (#14597) fixed-rate trap 40/100; Union Bank (#14597) risk type market signal; Union Bank (#14597) rate regime rates elevated; Union Bank (#14597) shares 10.9% below the 52-week high, Union Bank (#14597) equity trend weakening, Union Bank (#14597) snapshot October 19, 2026.
Union Bank (#14597) stress score moved from 39.6 on June 22, 2026 to 37.6 on October 19, 2026; Union Bank (#14597) ranged 37.6 to 39.6 over 116 snapshots.
Union Bank (#14597) alerts: 6 counties; top Union Bank (#14597) alert scores: Clarksville County, AR 16 (low); Ozark County, AR 16 (low); Ratcliff County, AR 16 (low); Russellville County, AR 16 (low); Waldron County, AR 16 (low).