Diamond Bank (FDIC #1527): Bank Stress & Real-Estate Credit Exposure
Diamond Bank (FDIC Cert #1527): bank stress 67/100, elevated, STABLE over 7 days; parent BAINUM BCORP.
Diamond Bank (#1527) lends in 10 counties across 2 states; Diamond Bank (#1527) reaches 80 ZIP codes: Arkansas 9 counties, 70 ZIPs; Texas 1 county, 10 ZIPs.
Diamond Bank (#1527) largest markets: Pope County, AR (14 branches, 14 ZIPs) (#1527), Hempstead County, AR (11 branches, 11 ZIPs) (#1527), Bowie County, TX (10 branches, 10 ZIPs) (#1527), Pike County, AR (20 branches, 10 ZIPs) (#1527), Garland County, AR (20 branches, 10 ZIPs) (#1527), Howard County, AR (27 branches, 9 ZIPs) (#1527).
Diamond Bank (#1527) reports $957.2 million in total assets; Diamond Bank (#1527) equity $83.6 million (8.7% of Diamond Bank (#1527) assets); Diamond Bank (#1527) domestic deposits $838.4 million; Diamond Bank (#1527) net income $6.7 million; Diamond Bank (#1527) return on assets 1.42%; Diamond Bank (#1527) return on equity 16.42%; Diamond Bank (#1527) net interest income $16.8 million; Diamond Bank (#1527) call report June 30, 2026.
Diamond Bank (#1527) noncurrent real-estate loans 0.01% of its book; Diamond Bank (#1527) net charge-offs on real estate 0.58%; Diamond Bank (#1527) residential charge-offs 0.06%.
Diamond Bank (#1527) net interest margin 3.78% against an eight-quarter Diamond Bank (#1527) average of 3.36% (Diamond Bank (#1527) compression -0.42 points); Diamond Bank (#1527) real-estate loans 1.0% of equity; Diamond Bank (#1527) non-residential real estate 6.2% of equity; Diamond Bank (#1527) rate-exposure score 40/100, Diamond Bank (#1527) fixed-rate trap 40/100; Diamond Bank (#1527) risk type credit driven; Diamond Bank (#1527) rate regime rates elevated, Diamond Bank (#1527) snapshot October 20, 2026.
Diamond Bank (#1527) stress score moved from 71 on June 22, 2026 to 66.6 on October 20, 2026; Diamond Bank (#1527) ranged 66.6 to 71 over 117 snapshots.
Diamond Bank (#1527) alerts: 10 counties; top Diamond Bank (#1527) alert scores: Ashdown County, AR 22 (low); De Queen County, AR 22 (low); Hope County, AR 22 (low); Hot Springs National Park County, AR 22 (low); Mena County, AR 22 (low).