Ma Bank (FDIC #14695): Bank Stress & Real-Estate Credit Exposure

Ma Bank (FDIC Cert #14695): bank stress 73/100, elevated, STABLE over 7 days; parent MACON-ATLANTA BCORP INC.

Ma Bank (#14695) lends in 3 counties across 1 state; Ma Bank (#14695) reaches 36 ZIP codes: Missouri 3 counties, 36 ZIPs.

Ma Bank (#14695) largest markets: Monroe County, MO (16 branches, 16 ZIPs) (#14695), Macon County, MO (15 branches, 15 ZIPs) (#14695), Adair County, MO (9 branches, 9 ZIPs) (#14695).

Ma Bank (#14695) reports $417.3 million in total assets; Ma Bank (#14695) equity $37.7 million (9.0% of Ma Bank (#14695) assets); Ma Bank (#14695) domestic deposits $364.5 million; Ma Bank (#14695) net income $2.2 million; Ma Bank (#14695) return on assets 1.06%; Ma Bank (#14695) return on equity 11.53%; Ma Bank (#14695) net interest income $6.5 million; Ma Bank (#14695) call report June 30, 2026.

Ma Bank (#14695) noncurrent real-estate loans: none reported; Ma Bank (#14695) residential 0.03%; Ma Bank (#14695) net charge-offs on real estate 0.77%; Ma Bank (#14695) residential charge-offs 4.11%.

Ma Bank (#14695) net interest margin 3.39% against an eight-quarter Ma Bank (#14695) average of 3.34% (Ma Bank (#14695) compression -0.04 points); Ma Bank (#14695) non-residential real estate 410.6% of equity; Ma Bank (#14695) rate-exposure score 40/100, Ma Bank (#14695) fixed-rate trap 40/100; Ma Bank (#14695) risk type credit driven; Ma Bank (#14695) rate regime rates elevated, Ma Bank (#14695) snapshot October 20, 2026.

Ma Bank (#14695) stress score moved from 69.6 on June 22, 2026 to 72.7 on October 20, 2026; Ma Bank (#14695) ranged 69.6 to 72.7 over 117 snapshots.

Ma Bank (#14695) alerts: 3 counties; top Ma Bank (#14695) alert scores: Macon County, MO 28 (low); Kirksville County, MO 23 (low); Monroe City County, MO 23 (low).