Regional Missouri Bank (FDIC #18385): Bank Stress & Real-Estate Credit Exposure
Regional Missouri Bank (FDIC Cert #18385): bank stress 42/100, contained, STABLE over 7 days; parent RMB BANCSHARES INC.
Regional Missouri Bank (#18385) lends in 6 counties across 1 state; Regional Missouri Bank (#18385) reaches 60 ZIP codes: Missouri 6 counties, 60 ZIPs.
Regional Missouri Bank (#18385) largest markets: Monroe County, MO (16 branches, 16 ZIPs) (#18385), Linn County, MO (45 branches, 15 ZIPs) (#18385), Macon County, MO (30 branches, 15 ZIPs) (#18385), Chariton County, MO (24 branches, 12 ZIPs) (#18385), Randolph County, MO (24 branches, 12 ZIPs) (#18385), Howard County, MO (10 branches, 10 ZIPs) (#18385).
Regional Missouri Bank (#18385) reports $597.4 million in total assets; Regional Missouri Bank (#18385) equity $65.9 million (11.0% of Regional Missouri Bank (#18385) assets); Regional Missouri Bank (#18385) domestic deposits $500.7 million; Regional Missouri Bank (#18385) net income $6.6 million; Regional Missouri Bank (#18385) return on assets 2.26%; Regional Missouri Bank (#18385) return on equity 20.73%; Regional Missouri Bank (#18385) net interest income $12.2 million; Regional Missouri Bank (#18385) call report June 30, 2026.
Regional Missouri Bank (#18385) noncurrent real-estate loans: none reported; Regional Missouri Bank (#18385) net charge-offs on real estate 0.07%; Regional Missouri Bank (#18385) residential charge-offs 0.04%.
Regional Missouri Bank (#18385) net interest margin 4.44% against an eight-quarter Regional Missouri Bank (#18385) average of 3.95% (Regional Missouri Bank (#18385) compression -0.50 points); Regional Missouri Bank (#18385) non-residential real estate 4.0% of equity; Regional Missouri Bank (#18385) rate-exposure score 40/100, Regional Missouri Bank (#18385) fixed-rate trap 40/100; Regional Missouri Bank (#18385) risk type credit driven; Regional Missouri Bank (#18385) rate regime rates elevated, Regional Missouri Bank (#18385) snapshot October 19, 2026.
Regional Missouri Bank (#18385) stress score moved from 47 on June 22, 2026 to 41.7 on October 19, 2026; Regional Missouri Bank (#18385) ranged 41.7 to 47 over 116 snapshots.
Regional Missouri Bank (#18385) alerts: 6 counties; top Regional Missouri Bank (#18385) alert scores: Glasgow County, MO 16 (low); Marceline County, MO 16 (low); Moberly County, MO 16 (low); New Cambria County, MO 16 (low); Paris County, MO 16 (low).