State Savings Bank (FDIC #14773): Bank Stress & Real-Estate Credit Exposure
State Savings Bank (FDIC Cert #14773): bank stress 51/100, moderate, STABLE over 7 days; parent SSB BCORP INC.
State Savings Bank (#14773) lends in 3 counties across 1 state; State Savings Bank (#14773) reaches 36 ZIP codes: Iowa 3 counties, 36 ZIPs.
State Savings Bank (#14773) largest markets: Cherokee County, IA (30 branches, 15 ZIPs) (#14773), Taylor County, IA (22 branches, 11 ZIPs) (#14773), Union County, IA (11 branches, 11 ZIPs) (#14773).
State Savings Bank (#14773) reports $207.2 million in total assets; State Savings Bank (#14773) equity $23.1 million (11.2% of State Savings Bank (#14773) assets); State Savings Bank (#14773) domestic deposits $181.3 million; State Savings Bank (#14773) net income $1.8 million; State Savings Bank (#14773) return on assets 1.78%; State Savings Bank (#14773) return on equity 15.77%; State Savings Bank (#14773) net interest income $4.1 million; State Savings Bank (#14773) call report June 30, 2026.
State Savings Bank (#14773) noncurrent real-estate loans: none reported; State Savings Bank (#14773) net charge-offs on real estate 0.34%; State Savings Bank (#14773) multifamily charge-offs 2.23%.
State Savings Bank (#14773) net interest margin 4.24% against an eight-quarter State Savings Bank (#14773) average of 4.05% (State Savings Bank (#14773) compression -0.19 points); State Savings Bank (#14773) rate-exposure score 40/100, State Savings Bank (#14773) fixed-rate trap 40/100; State Savings Bank (#14773) risk type credit driven; State Savings Bank (#14773) rate regime rates elevated, State Savings Bank (#14773) snapshot October 19, 2026.
State Savings Bank (#14773) stress score moved from 53.9 on June 22, 2026 to 50.8 on October 19, 2026; State Savings Bank (#14773) ranged 50.8 to 53.9 over 116 snapshots.
State Savings Bank (#14773) alerts: 3 counties; top State Savings Bank (#14773) alert scores: Clearfield County, IA 19 (low); Creston County, IA 19 (low); Marcus County, IA 19 (low).