United Bank Of Iowa (FDIC #958): Bank Stress & Real-Estate Credit Exposure
United Bank Of Iowa (FDIC Cert #958): bank stress 68/100, elevated, STABLE over 7 days; parent IDA GROVE BANCSHARES INC.
United Bank Of Iowa (#958) lends in 16 counties across 1 state; United Bank Of Iowa (#958) reaches 193 ZIP codes: Iowa 16 counties, 193 ZIPs.
United Bank Of Iowa (#958) largest markets: Woodbury County, IA (104 branches, 26 ZIPs) (#958), Webster County, IA (22 branches, 22 ZIPs) (#958), Boone County, IA (21 branches, 21 ZIPs) (#958), Crawford County, IA (84 branches, 21 ZIPs) (#958), Shelby County, IA (19 branches, 19 ZIPs) (#958), Carroll County, IA (51 branches, 17 ZIPs) (#958).
United Bank Of Iowa (#958) reports $2.50 billion in total assets; United Bank Of Iowa (#958) equity $229.0 million (9.2% of United Bank Of Iowa (#958) assets); United Bank Of Iowa (#958) domestic deposits $1.96 billion; United Bank Of Iowa (#958) net income $16.1 million; United Bank Of Iowa (#958) return on assets 1.29%; United Bank Of Iowa (#958) return on equity 14.25%; United Bank Of Iowa (#958) net interest income $34.5 million; United Bank Of Iowa (#958) call report June 30, 2026.
United Bank Of Iowa (#958) noncurrent real-estate loans: none reported; United Bank Of Iowa (#958) residential -0.24%; United Bank Of Iowa (#958) net charge-offs on real estate 0.31%; United Bank Of Iowa (#958) residential charge-offs 0.06%.
United Bank Of Iowa (#958) net interest margin 2.95% against an eight-quarter United Bank Of Iowa (#958) average of 2.57% (United Bank Of Iowa (#958) compression -0.38 points); United Bank Of Iowa (#958) non-residential real estate 6.4% of equity; United Bank Of Iowa (#958) rate-exposure score 40/100, United Bank Of Iowa (#958) fixed-rate trap 40/100; United Bank Of Iowa (#958) risk type credit driven; United Bank Of Iowa (#958) rate regime rates elevated, United Bank Of Iowa (#958) snapshot October 20, 2026.
United Bank Of Iowa (#958) stress score held at 67.6 across 117 daily snapshots, June 22, 2026 to October 20, 2026.
United Bank Of Iowa (#958) alerts: 16 counties; top United Bank Of Iowa (#958) alert scores: Boone County, IA 43 (moderate); Churdan County, IA 23 (low); Dunlap County, IA 23 (low); Fort Dodge County, IA 23 (low); Harlan County, IA 23 (low).