Security State Bank (FDIC #1497): Bank Stress & Real-Estate Credit Exposure

Security State Bank (FDIC Cert #1497): bank stress 65/100, elevated, STABLE over 7 days; parent BRISCOE RANCH INC.

Security State Bank (#1497) lends in 3 counties across 1 state; Security State Bank (#1497) reaches 32 ZIP codes: Texas 3 counties, 32 ZIPs.

Security State Bank (#1497) largest markets: Atascosa County, TX (16 branches, 16 ZIPs) (#1497), Medina County, TX (75 branches, 15 ZIPs) (#1497), Frio County, TX (10 branches, 5 ZIPs) (#1497).

Security State Bank (#1497) reports $1.14 billion in total assets; Security State Bank (#1497) equity $108.2 million (9.5% of Security State Bank (#1497) assets); Security State Bank (#1497) domestic deposits $1.03 billion; Security State Bank (#1497) net income $7.3 million; Security State Bank (#1497) return on assets 1.37%; Security State Bank (#1497) return on equity 13.93%; Security State Bank (#1497) net interest income $15.7 million; Security State Bank (#1497) call report June 30, 2026.

Security State Bank (#1497) noncurrent real-estate loans: none reported; Security State Bank (#1497) net charge-offs on real estate 0.00%.

Security State Bank (#1497) net interest margin 3.03% against an eight-quarter Security State Bank (#1497) average of 2.87% (Security State Bank (#1497) compression -0.16 points); Security State Bank (#1497) rate-exposure score 40/100, Security State Bank (#1497) fixed-rate trap 40/100; Security State Bank (#1497) risk type credit driven; Security State Bank (#1497) rate regime rates elevated, Security State Bank (#1497) snapshot October 19, 2026.

Security State Bank (#1497) stress score moved from 64.7 on June 22, 2026 to 64.9 on October 20, 2026; Security State Bank (#1497) ranged 64.7 to 64.9 over 117 snapshots.

Security State Bank (#1497) alerts: 3 counties; top Security State Bank (#1497) alert scores: Natalia County, TX 20 (low); Pearsall County, TX 20 (low); Pleasanton County, TX 20 (low).