Texas Champion Bank (FDIC #11159): Bank Stress & Real-Estate Credit Exposure
Texas Champion Bank (FDIC Cert #11159): bank stress 69/100, elevated, STABLE over 7 days; parent MESQUITE FINL SERVICES INC.
Texas Champion Bank (#11159) lends in 8 counties across 1 state; Texas Champion Bank (#11159) reaches 150 ZIP codes: Texas 8 counties, 150 ZIPs.
Texas Champion Bank (#11159) largest markets: Bexar County, TX (78 branches, 78 ZIPs) (#11159), Nueces County, TX (54 branches, 27 ZIPs) (#11159), Atascosa County, TX (32 branches, 16 ZIPs) (#11159), Bee County, TX (11 branches, 11 ZIPs) (#11159), Karnes County, TX (10 branches, 10 ZIPs) (#11159), Live Oak County, TX (10 branches, 10 ZIPs) (#11159).
Texas Champion Bank (#11159) reports $436.6 million in total assets; Texas Champion Bank (#11159) equity $47.7 million (10.9% of Texas Champion Bank (#11159) assets); Texas Champion Bank (#11159) domestic deposits $329.2 million; Texas Champion Bank (#11159) net income $2.0 million; Texas Champion Bank (#11159) return on assets 0.90%; Texas Champion Bank (#11159) return on equity 8.50%; Texas Champion Bank (#11159) net interest income $9.2 million; Texas Champion Bank (#11159) call report June 30, 2026.
Texas Champion Bank (#11159) noncurrent real-estate loans: none reported; Texas Champion Bank (#11159) residential -0.11%; Texas Champion Bank (#11159) net charge-offs on real estate 0.43%; Texas Champion Bank (#11159) residential charge-offs 0.15%.
Texas Champion Bank (#11159) net interest margin 4.48% against an eight-quarter Texas Champion Bank (#11159) average of 4.46% (Texas Champion Bank (#11159) compression -0.02 points); Texas Champion Bank (#11159) non-residential real estate 14.5% of equity; Texas Champion Bank (#11159) rate-exposure score 40/100, Texas Champion Bank (#11159) fixed-rate trap 40/100; Texas Champion Bank (#11159) risk type credit driven; Texas Champion Bank (#11159) rate regime rates elevated, Texas Champion Bank (#11159) snapshot October 20, 2026.
Texas Champion Bank (#11159) stress score moved from 70 on June 22, 2026 to 69.2 on October 20, 2026; Texas Champion Bank (#11159) ranged 69.2 to 70 over 117 snapshots.
Texas Champion Bank (#11159) alerts: 8 counties; top Texas Champion Bank (#11159) alert scores: Kenedy County, TX 56 (elevated); Alice County, TX 21 (low); Beeville County, TX 21 (low); Benavides County, TX 21 (low); Corpus Christi County, TX 21 (low).