Amarillo National Bank (FDIC #14531): Bank Stress & Real-Estate Credit Exposure
Amarillo National Bank (FDIC Cert #14531): bank stress 53/100, moderate, STABLE over 7 days; parent AMARILLO NATIONAL BCORP INC.
Amarillo National Bank (#14531) lends in 8 counties across 1 state; Amarillo National Bank (#14531) reaches 286 ZIP codes: Texas 8 counties, 286 ZIPs.
Amarillo National Bank (#14531) largest markets: Bexar County, TX (78 branches, 78 ZIPs) (#14531), Tarrant County, TX (76 branches, 76 ZIPs) (#14531), Travis County, TX (63 branches, 63 ZIPs) (#14531), Lubbock County, TX (286 branches, 26 ZIPs) (#14531), Potter County, TX (187 branches, 17 ZIPs) (#14531), Randall County, TX (75 branches, 15 ZIPs) (#14531).
Amarillo National Bank (#14531) reports $10.38 billion in total assets; Amarillo National Bank (#14531) equity $1.12 billion (10.8% of Amarillo National Bank (#14531) assets); Amarillo National Bank (#14531) domestic deposits $9.11 billion; Amarillo National Bank (#14531) net income $88.4 million; Amarillo National Bank (#14531) return on assets 1.76%; Amarillo National Bank (#14531) return on equity 16.07%; Amarillo National Bank (#14531) net interest income $189.9 million; Amarillo National Bank (#14531) call report June 30, 2026.
Amarillo National Bank (#14531) noncurrent real-estate loans 0.15% of its book; Amarillo National Bank (#14531) residential 0.28%; Amarillo National Bank (#14531) net charge-offs on real estate 3.07%; Amarillo National Bank (#14531) residential charge-offs 5.75%.
Amarillo National Bank (#14531) net interest margin 3.95% against an eight-quarter Amarillo National Bank (#14531) average of 4.04% (Amarillo National Bank (#14531) compression 0.10 points); Amarillo National Bank (#14531) real-estate loans 14.6% of equity; Amarillo National Bank (#14531) non-residential real estate 574.8% of equity; Amarillo National Bank (#14531) rate-exposure score 40/100, Amarillo National Bank (#14531) fixed-rate trap 40/100; Amarillo National Bank (#14531) risk type credit driven; Amarillo National Bank (#14531) rate regime rates elevated, Amarillo National Bank (#14531) snapshot October 20, 2026.
Amarillo National Bank (#14531) stress score moved from 51.8 on June 22, 2026 to 52.6 on October 20, 2026; Amarillo National Bank (#14531) ranged 51.8 to 52.6 over 117 snapshots.
Amarillo National Bank (#14531) alerts: 8 counties; top Amarillo National Bank (#14531) alert scores: Lubbock County, TX 24 (low); Amarillo County, TX 18 (low); Austin County, TX 18 (low); Borger County, TX 18 (low); Canyon County, TX 18 (low).