American Momentum Bank (FDIC #58309): Bank Stress & Real-Estate Credit Exposure
American Momentum Bank (FDIC Cert #58309): bank stress 26/100, contained, STABLE over 7 days; parent ADAM CORP GROUP THE.
American Momentum Bank (#58309) lends in 18 counties across 2 states; American Momentum Bank (#58309) reaches 402 ZIP codes: Texas 12 counties, 161 ZIPs; Florida 6 counties, 241 ZIPs.
American Momentum Bank (#58309) largest markets: Bexar County, TX (78 branches, 78 ZIPs) (#58309), Hillsborough County, FL (116 branches, 58 ZIPs) (#58309), Orange County, FL (49 branches, 49 ZIPs) (#58309), Pinellas County, FL (96 branches, 48 ZIPs) (#58309), Lee County, FL (38 branches, 38 ZIPs) (#58309), Sarasota County, FL (84 branches, 28 ZIPs) (#58309).
American Momentum Bank (#58309) reports $2.85 billion in total assets; American Momentum Bank (#58309) equity $630.4 million (22.2% of American Momentum Bank (#58309) assets); American Momentum Bank (#58309) domestic deposits $2.18 billion; American Momentum Bank (#58309) net income $18.0 million; American Momentum Bank (#58309) return on assets 1.27%; American Momentum Bank (#58309) return on equity 5.78%; American Momentum Bank (#58309) net interest income $56.9 million; American Momentum Bank (#58309) call report June 30, 2026.
American Momentum Bank (#58309) noncurrent real-estate loans: none reported; American Momentum Bank (#58309) net charge-offs on real estate 3.45%; American Momentum Bank (#58309) multifamily charge-offs 13.08%; American Momentum Bank (#58309) residential charge-offs 1.67%.
American Momentum Bank (#58309) net interest margin 4.42% against an eight-quarter American Momentum Bank (#58309) average of 4.87% (American Momentum Bank (#58309) compression 0.46 points); American Momentum Bank (#58309) real-estate loans 0.4% of equity; American Momentum Bank (#58309) non-residential real estate 167.0% of equity; American Momentum Bank (#58309) rate-exposure score 40/100, American Momentum Bank (#58309) fixed-rate trap 40/100; American Momentum Bank (#58309) risk type rate trapped; American Momentum Bank (#58309) rate regime rates elevated, American Momentum Bank (#58309) snapshot October 19, 2026.
American Momentum Bank (#58309) stress score moved from 21.2 on June 22, 2026 to 25.8 on October 19, 2026; American Momentum Bank (#58309) ranged 21.2 to 25.8 over 116 snapshots.
American Momentum Bank (#58309) alerts: 18 counties; top American Momentum Bank (#58309) alert scores: Lubbock County, TX 19 (low); Midland County, TX 16 (low); Andrews County, TX 12 (low); Big Lake County, TX 12 (low); College Station County, TX 12 (low).