Partners Bank (FDIC #15729): Bank Stress & Real-Estate Credit Exposure

Partners Bank (FDIC Cert #15729): bank stress 58/100, moderate, STABLE over 7 days; parent HELENA BANCSHARES INC.

Partners Bank (#15729) lends in 6 counties across 1 state; Partners Bank (#15729) reaches 99 ZIP codes: Arkansas 6 counties, 99 ZIPs.

Partners Bank (#15729) largest markets: Pulaski County, AR (36 branches, 36 ZIPs) (#15729), Washington County, AR (20 branches, 20 ZIPs) (#15729), Faulkner County, AR (15 branches, 15 ZIPs) (#15729), Phillips County, AR (52 branches, 13 ZIPs) (#15729), Crittenden County, AR (12 branches, 12 ZIPs) (#15729), Cross County, AR (9 branches, 9 ZIPs) (#15729).

Partners Bank (#15729) reports $417.1 million in total assets; Partners Bank (#15729) equity $55.3 million (13.2% of Partners Bank (#15729) assets); Partners Bank (#15729) domestic deposits $354.0 million; Partners Bank (#15729) net income $2.1 million; Partners Bank (#15729) return on assets 1.04%; Partners Bank (#15729) return on equity 7.83%; Partners Bank (#15729) net interest income $8.7 million; Partners Bank (#15729) call report June 30, 2026.

Partners Bank (#15729) noncurrent real-estate loans: none reported; Partners Bank (#15729) net charge-offs on real estate 0.19%.

Partners Bank (#15729) net interest margin 4.45% against an eight-quarter Partners Bank (#15729) average of 4.16% (Partners Bank (#15729) compression -0.29 points); Partners Bank (#15729) rate-exposure score 40/100, Partners Bank (#15729) fixed-rate trap 40/100; Partners Bank (#15729) risk type credit driven; Partners Bank (#15729) rate regime rates elevated, Partners Bank (#15729) snapshot October 19, 2026.

Partners Bank (#15729) stress score moved from 55.9 on June 22, 2026 to 58.4 on October 19, 2026; Partners Bank (#15729) ranged 55.9 to 58.4 over 116 snapshots.

Partners Bank (#15729) alerts: 6 counties; top Partners Bank (#15729) alert scores: Marion County, AR 37 (moderate); Conway County, AR 24 (low); Little Rock County, AR 20 (low); Springdale County, AR 20 (low); West Helena County, AR 20 (low).