Eagle Bank&Trust Co (FDIC #3873): Bank Stress & Real-Estate Credit Exposure
Eagle Bank&Trust Co (FDIC Cert #3873): bank stress 58/100, moderate, STABLE over 7 days; parent STATE HOLDING CO.
Eagle Bank&Trust Co (#3873) lends in 5 counties across 1 state; Eagle Bank&Trust Co (#3873) reaches 87 ZIP codes: Arkansas 5 counties, 87 ZIPs.
Eagle Bank&Trust Co (#3873) largest markets: Pulaski County, AR (180 branches, 36 ZIPs) (#3873), White County, AR (19 branches, 19 ZIPs) (#3873), Cleburne County, AR (85 branches, 17 ZIPs) (#3873), Faulkner County, AR (15 branches, 15 ZIPs) (#3873), Van Buren County, AR (14 branches, 14 ZIPs) (#3873).
Eagle Bank&Trust Co (#3873) reports $505.7 million in total assets; Eagle Bank&Trust Co (#3873) equity $68.1 million (13.5% of Eagle Bank&Trust Co (#3873) assets); Eagle Bank&Trust Co (#3873) domestic deposits $433.0 million; Eagle Bank&Trust Co (#3873) net income $2.6 million; Eagle Bank&Trust Co (#3873) return on assets 1.04%; Eagle Bank&Trust Co (#3873) return on equity 7.78%; Eagle Bank&Trust Co (#3873) net interest income $8.7 million; Eagle Bank&Trust Co (#3873) call report June 30, 2026.
Eagle Bank&Trust Co (#3873) noncurrent real-estate loans 0.08% of its book; Eagle Bank&Trust Co (#3873) net charge-offs on real estate 0.71%; Eagle Bank&Trust Co (#3873) residential charge-offs 0.05%.
Eagle Bank&Trust Co (#3873) net interest margin 3.72% against an eight-quarter Eagle Bank&Trust Co (#3873) average of 3.40% (Eagle Bank&Trust Co (#3873) compression -0.32 points); Eagle Bank&Trust Co (#3873) real-estate loans 7.6% of equity; Eagle Bank&Trust Co (#3873) non-residential real estate 5.0% of equity; Eagle Bank&Trust Co (#3873) rate-exposure score 40/100, Eagle Bank&Trust Co (#3873) fixed-rate trap 40/100; Eagle Bank&Trust Co (#3873) risk type credit driven; Eagle Bank&Trust Co (#3873) rate regime rates elevated, Eagle Bank&Trust Co (#3873) snapshot October 20, 2026.
Eagle Bank&Trust Co (#3873) stress score moved from 54.5 on June 22, 2026 to 57.6 on October 20, 2026; Eagle Bank&Trust Co (#3873) ranged 54.5 to 57.6 over 117 snapshots.
Eagle Bank&Trust Co (#3873) alerts: 5 counties; top Eagle Bank&Trust Co (#3873) alert scores: Fairfield Bay County, AR 20 (low); Quitman County, AR 20 (low); Rose Bud County, AR 20 (low); Sherwood County, AR 20 (low); Vilonia County, AR 20 (low).