First Arkansas Bank&Trust (FDIC #16849): Bank Stress & Real-Estate Credit Exposure
First Arkansas Bank&Trust (FDIC Cert #16849): bank stress 60/100, elevated, STABLE over 7 days; parent FIRST ARKANSAS BANCSHARES INC.
First Arkansas Bank&Trust (#16849) lends in 5 counties across 1 state; First Arkansas Bank&Trust (#16849) reaches 79 ZIP codes: Arkansas 5 counties, 79 ZIPs.
First Arkansas Bank&Trust (#16849) largest markets: Pulaski County, AR (288 branches, 36 ZIPs) (#16849), Cleburne County, AR (68 branches, 17 ZIPs) (#16849), Faulkner County, AR (45 branches, 15 ZIPs) (#16849), Van Buren County, AR (14 branches, 14 ZIPs) (#16849), Lonoke County, AR (44 branches, 11 ZIPs) (#16849).
First Arkansas Bank&Trust (#16849) reports $1.14 billion in total assets; First Arkansas Bank&Trust (#16849) equity $109.2 million (9.6% of First Arkansas Bank&Trust (#16849) assets); First Arkansas Bank&Trust (#16849) domestic deposits $985.8 million; First Arkansas Bank&Trust (#16849) net income $9.3 million; First Arkansas Bank&Trust (#16849) return on assets 1.61%; First Arkansas Bank&Trust (#16849) return on equity 17.72%; First Arkansas Bank&Trust (#16849) net interest income $20.8 million; First Arkansas Bank&Trust (#16849) call report June 30, 2026.
First Arkansas Bank&Trust (#16849) noncurrent real-estate loans 0.32% of its book; First Arkansas Bank&Trust (#16849) residential 0.39%; First Arkansas Bank&Trust (#16849) net charge-offs on real estate 2.43%; First Arkansas Bank&Trust (#16849) commercial charge-offs 100.00%; First Arkansas Bank&Trust (#16849) residential charge-offs 2.28%.
First Arkansas Bank&Trust (#16849) net interest margin 3.99% against an eight-quarter First Arkansas Bank&Trust (#16849) average of 3.51% (First Arkansas Bank&Trust (#16849) compression -0.48 points); First Arkansas Bank&Trust (#16849) real-estate loans 31.9% of equity; First Arkansas Bank&Trust (#16849) commercial real estate 10000.0% of equity; First Arkansas Bank&Trust (#16849) non-residential real estate 227.9% of equity; First Arkansas Bank&Trust (#16849) rate-exposure score 90/100, First Arkansas Bank&Trust (#16849) fixed-rate trap 90/100; First Arkansas Bank&Trust (#16849) risk type cre heavy; First Arkansas Bank&Trust (#16849) rate regime rates elevated, First Arkansas Bank&Trust (#16849) snapshot October 20, 2026.
First Arkansas Bank&Trust (#16849) stress score moved from 56.4 on June 22, 2026 to 59.8 on October 20, 2026; First Arkansas Bank&Trust (#16849) ranged 56.4 to 59.8 over 117 snapshots.
First Arkansas Bank&Trust (#16849) alerts: 5 counties; top First Arkansas Bank&Trust (#16849) alert scores: Cabot County, AR 21 (low); Clinton County, AR 21 (low); Greenbrier County, AR 21 (low); Quitman County, AR 21 (low); Sherwood County, AR 21 (low).