Bank Northwest (FDIC #16601): Bank Stress & Real-Estate Credit Exposure

Bank Northwest (FDIC Cert #16601): bank stress 41/100, contained, STABLE over 7 days; parent CALDWELL COUNTY BANCSHARES INC.

Bank Northwest (#16601) lends in 4 counties across 1 state; Bank Northwest (#16601) reaches 39 ZIP codes: Missouri 4 counties, 39 ZIPs.

Bank Northwest (#16601) largest markets: Gentry County, MO (13 branches, 13 ZIPs) (#16601), Harrison County, MO (13 branches, 13 ZIPs) (#16601), Caldwell County, MO (20 branches, 10 ZIPs) (#16601), Dekalb County, MO (10 branches, 10 ZIPs) (#16601).

Bank Northwest (#16601) reports $210.3 million in total assets; Bank Northwest (#16601) equity $20.3 million (9.6% of Bank Northwest (#16601) assets); Bank Northwest (#16601) domestic deposits $189.0 million; Bank Northwest (#16601) net income $3.4 million; Bank Northwest (#16601) return on assets 3.14%; Bank Northwest (#16601) return on equity 32.95%; Bank Northwest (#16601) net interest income $6.0 million; Bank Northwest (#16601) call report June 30, 2026.

Bank Northwest (#16601) noncurrent real-estate loans 0.03% of its book; Bank Northwest (#16601) net charge-offs on real estate 0.09%.

Bank Northwest (#16601) net interest margin 5.85% against an eight-quarter Bank Northwest (#16601) average of 5.45% (Bank Northwest (#16601) compression -0.40 points); Bank Northwest (#16601) real-estate loans 3.5% of equity; Bank Northwest (#16601) rate-exposure score 40/100, Bank Northwest (#16601) fixed-rate trap 40/100; Bank Northwest (#16601) risk type credit driven; Bank Northwest (#16601) rate regime rates elevated, Bank Northwest (#16601) snapshot October 20, 2026.

Bank Northwest (#16601) stress score moved from 43.2 on June 22, 2026 to 40.6 on October 20, 2026; Bank Northwest (#16601) ranged 40.6 to 43.2 over 117 snapshots.

Bank Northwest (#16601) alerts: 4 counties; top Bank Northwest (#16601) alert scores: Bethany County, MO 16 (low); Cameron County, MO 16 (low); Polo County, MO 16 (low); Stanberry County, MO 16 (low).