Labette Bank (FDIC #17068): Bank Stress & Real-Estate Credit Exposure

Labette Bank (FDIC Cert #17068): bank stress 59/100, moderate, STABLE over 7 days; parent LABETTE COUNTY BANKSHARES INC.

Labette Bank (#17068) lends in 4 counties across 1 state; Labette Bank (#17068) reaches 45 ZIP codes: Kansas 4 counties, 45 ZIPs.

Labette Bank (#17068) largest markets: Crawford County, KS (60 branches, 15 ZIPs) (#17068), Cherokee County, KS (13 branches, 13 ZIPs) (#17068), Labette County, KS (39 branches, 13 ZIPs) (#17068), Linn County, KS (22 branches, 11 ZIPs) (#17068).

Labette Bank (#17068) reports $544.4 million in total assets; Labette Bank (#17068) equity $70.3 million (12.9% of Labette Bank (#17068) assets); Labette Bank (#17068) domestic deposits $457.2 million; Labette Bank (#17068) net income $2.8 million; Labette Bank (#17068) return on assets 1.04%; Labette Bank (#17068) return on equity 8.13%; Labette Bank (#17068) net interest income $10.1 million; Labette Bank (#17068) call report June 30, 2026.

Labette Bank (#17068) noncurrent real-estate loans: none reported; Labette Bank (#17068) net charge-offs on real estate 1.92%; Labette Bank (#17068) residential charge-offs 3.52%.

Labette Bank (#17068) net interest margin 3.97% against an eight-quarter Labette Bank (#17068) average of 3.73% (Labette Bank (#17068) compression -0.24 points); Labette Bank (#17068) non-residential real estate 352.5% of equity; Labette Bank (#17068) rate-exposure score 40/100, Labette Bank (#17068) fixed-rate trap 40/100; Labette Bank (#17068) risk type credit driven; Labette Bank (#17068) rate regime rates elevated, Labette Bank (#17068) snapshot October 19, 2026.

Labette Bank (#17068) stress score moved from 57.4 on June 22, 2026 to 59.4 on October 20, 2026; Labette Bank (#17068) ranged 57.4 to 59.4 over 117 snapshots.

Labette Bank (#17068) alerts: 4 counties; top Labette Bank (#17068) alert scores: Columbus County, KS 21 (low); Parsons County, KS 21 (low); Pittsburg County, KS 21 (low); Pleasanton County, KS 21 (low).