Bank Of The Plains (FDIC #18118): Bank Stress & Real-Estate Credit Exposure
Bank Of The Plains (FDIC Cert #18118): bank stress 56/100, moderate, STABLE over 7 days; parent PLAINS BANCSHARES INC.
Bank Of The Plains (#18118) lends in 7 counties across 1 state; Bank Of The Plains (#18118) reaches 69 ZIP codes: Kansas 7 counties, 69 ZIPs.
Bank Of The Plains (#18118) largest markets: Reno County, KS (22 branches, 22 ZIPs) (#18118), Rice County, KS (13 branches, 13 ZIPs) (#18118), Harper County, KS (22 branches, 11 ZIPs) (#18118), Barton County, KS (10 branches, 10 ZIPs) (#18118), Saline County, KS (9 branches, 9 ZIPs) (#18118), Seward County, KS (6 branches, 6 ZIPs) (#18118).
Bank Of The Plains (#18118) reports $445.6 million in total assets; Bank Of The Plains (#18118) equity $43.8 million (9.8% of Bank Of The Plains (#18118) assets); Bank Of The Plains (#18118) domestic deposits $390.5 million; Bank Of The Plains (#18118) net income $4.0 million; Bank Of The Plains (#18118) return on assets 1.77%; Bank Of The Plains (#18118) return on equity 18.27%; Bank Of The Plains (#18118) net interest income $9.3 million; Bank Of The Plains (#18118) call report June 30, 2026.
Bank Of The Plains (#18118) noncurrent real-estate loans: none reported; Bank Of The Plains (#18118) net charge-offs on real estate 0.58%; Bank Of The Plains (#18118) residential charge-offs 0.57%.
Bank Of The Plains (#18118) net interest margin 4.46% against an eight-quarter Bank Of The Plains (#18118) average of 4.22% (Bank Of The Plains (#18118) compression -0.23 points); Bank Of The Plains (#18118) non-residential real estate 56.5% of equity; Bank Of The Plains (#18118) rate-exposure score 40/100, Bank Of The Plains (#18118) fixed-rate trap 40/100; Bank Of The Plains (#18118) risk type credit driven; Bank Of The Plains (#18118) rate regime rates elevated, Bank Of The Plains (#18118) snapshot October 19, 2026.
Bank Of The Plains (#18118) stress score moved from 44.3 on June 22, 2026 to 55.7 on October 19, 2026; Bank Of The Plains (#18118) ranged 44.3 to 55.7 over 116 snapshots.
Bank Of The Plains (#18118) alerts: 7 counties; top Bank Of The Plains (#18118) alert scores: Harper County, KS 53 (elevated); Great Bend County, KS 20 (low); Hutchinson County, KS 20 (low); Liberal County, KS 20 (low); Plains County, KS 20 (low).