Peoples Bank&Trust Co (FDIC #1365): Bank Stress & Real-Estate Credit Exposure
Peoples Bank&Trust Co (FDIC Cert #1365): bank stress 76/100, severe, STABLE over 7 days; parent PBT BANCSHARES INC.
Peoples Bank&Trust Co (#1365) lends in 10 counties across 1 state; Peoples Bank&Trust Co (#1365) reaches 132 ZIP codes: Kansas 10 counties, 132 ZIPs.
Peoples Bank&Trust Co (#1365) largest markets: Sedgwick County, KS (156 branches, 52 ZIPs) (#1365), Reno County, KS (110 branches, 22 ZIPs) (#1365), Harvey County, KS (13 branches, 13 ZIPs) (#1365), Rice County, KS (26 branches, 13 ZIPs) (#1365), Mcpherson County, KS (52 branches, 13 ZIPs) (#1365), Kingman County, KS (12 branches, 12 ZIPs) (#1365).
Peoples Bank&Trust Co (#1365) reports $1.59 billion in total assets; Peoples Bank&Trust Co (#1365) equity $149.4 million (9.4% of Peoples Bank&Trust Co (#1365) assets); Peoples Bank&Trust Co (#1365) domestic deposits $1.40 billion; Peoples Bank&Trust Co (#1365) net income $6.7 million; Peoples Bank&Trust Co (#1365) return on assets 0.84%; Peoples Bank&Trust Co (#1365) return on equity 9.01%; Peoples Bank&Trust Co (#1365) net interest income $28.4 million; Peoples Bank&Trust Co (#1365) call report June 30, 2026.
Peoples Bank&Trust Co (#1365) noncurrent real-estate loans 0.43% of its book; Peoples Bank&Trust Co (#1365) residential 1.32%; Peoples Bank&Trust Co (#1365) net charge-offs on real estate 0.64%; Peoples Bank&Trust Co (#1365) residential charge-offs 0.43%.
Peoples Bank&Trust Co (#1365) net interest margin 3.94% against an eight-quarter Peoples Bank&Trust Co (#1365) average of 3.55% (Peoples Bank&Trust Co (#1365) compression -0.39 points); Peoples Bank&Trust Co (#1365) real-estate loans 42.6% of equity; Peoples Bank&Trust Co (#1365) non-residential real estate 42.9% of equity; Peoples Bank&Trust Co (#1365) rate-exposure score 40/100, Peoples Bank&Trust Co (#1365) fixed-rate trap 40/100; Peoples Bank&Trust Co (#1365) risk type credit driven; Peoples Bank&Trust Co (#1365) rate regime rates elevated, Peoples Bank&Trust Co (#1365) snapshot October 19, 2026.
Peoples Bank&Trust Co (#1365) stress score moved from 65.9 on June 22, 2026 to 75.9 on October 20, 2026; Peoples Bank&Trust Co (#1365) ranged 65.9 to 75.9 over 117 snapshots.
Peoples Bank&Trust Co (#1365) alerts: 10 counties; top Peoples Bank&Trust Co (#1365) alert scores: Kingman County, KS 59 (elevated); Mcpherson County, KS 37 (moderate); Wichita County, KS 30 (low); Anthony County, KS 24 (low); Great Bend County, KS 24 (low).