Bank Of Tescott (FDIC #1868): Bank Stress & Real-Estate Credit Exposure

Bank Of Tescott (FDIC Cert #1868): bank stress 54/100, moderate, STABLE over 7 days; parent TESCOTT BANCSHARES INC.

Bank Of Tescott (#1868) lends in 5 counties across 1 state; Bank Of Tescott (#1868) reaches 39 ZIP codes: Kansas 5 counties, 39 ZIPs.

Bank Of Tescott (#1868) largest markets: Mcpherson County, KS (13 branches, 13 ZIPs) (#1868), Ottawa County, KS (11 branches, 11 ZIPs) (#1868), Lincoln County, KS (10 branches, 10 ZIPs) (#1868), Saline County, KS (18 branches, 9 ZIPs) (#1868), Mitchell County, KS (7 branches, 7 ZIPs) (#1868).

Bank Of Tescott (#1868) reports $648.3 million in total assets; Bank Of Tescott (#1868) equity $67.1 million (10.4% of Bank Of Tescott (#1868) assets); Bank Of Tescott (#1868) domestic deposits $574.3 million; Bank Of Tescott (#1868) net income $5.6 million; Bank Of Tescott (#1868) return on assets 1.75%; Bank Of Tescott (#1868) return on equity 16.97%; Bank Of Tescott (#1868) net interest income $11.6 million; Bank Of Tescott (#1868) call report June 30, 2026.

Bank Of Tescott (#1868) noncurrent real-estate loans: none reported; Bank Of Tescott (#1868) multifamily -0.04%; Bank Of Tescott (#1868) net charge-offs on real estate 0.08%.

Bank Of Tescott (#1868) net interest margin 3.78% against an eight-quarter Bank Of Tescott (#1868) average of 3.39% (Bank Of Tescott (#1868) compression -0.39 points); Bank Of Tescott (#1868) rate-exposure score 40/100, Bank Of Tescott (#1868) fixed-rate trap 40/100; Bank Of Tescott (#1868) risk type credit driven; Bank Of Tescott (#1868) rate regime rates elevated, Bank Of Tescott (#1868) snapshot October 20, 2026.

Bank Of Tescott (#1868) stress score moved from 51.4 on June 22, 2026 to 54.3 on October 20, 2026; Bank Of Tescott (#1868) ranged 51.4 to 54.3 over 117 snapshots.

Bank Of Tescott (#1868) alerts: 5 counties; top Bank Of Tescott (#1868) alert scores: Lincoln County, KS 37 (moderate); Beloit County, KS 20 (low); Lindsborg County, KS 20 (low); Salina County, KS 20 (low); Tescott County, KS 20 (low).