Bna Bank (FDIC #19448): Bank Stress & Real-Estate Credit Exposure

Bna Bank (FDIC Cert #19448): bank stress 55/100, moderate, STABLE over 7 days; parent BNA BANCSHARES INC.

Bna Bank (#19448) lends in 3 counties across 1 state; Bna Bank (#19448) reaches 27 ZIP codes: Mississippi 3 counties, 27 ZIPs.

Bna Bank (#19448) largest markets: Lee County, MS (45 branches, 15 ZIPs) (#19448), Pontotoc County, MS (11 branches, 11 ZIPs) (#19448), Union County, MS (44 branches, 11 ZIPs) (#19448).

Bna Bank (#19448) reports $855.7 million in total assets; Bna Bank (#19448) equity $94.2 million (11.0% of Bna Bank (#19448) assets); Bna Bank (#19448) domestic deposits $718.7 million; Bna Bank (#19448) net income $6.8 million; Bna Bank (#19448) return on assets 1.60%; Bna Bank (#19448) return on equity 15.06%; Bna Bank (#19448) net interest income $14.8 million; Bna Bank (#19448) call report June 30, 2026.

Bna Bank (#19448) noncurrent real-estate loans 0.02% of its book; Bna Bank (#19448) net charge-offs on real estate 0.56%; Bna Bank (#19448) residential charge-offs 0.70%.

Bna Bank (#19448) net interest margin 3.78% against an eight-quarter Bna Bank (#19448) average of 3.45% (Bna Bank (#19448) compression -0.34 points); Bna Bank (#19448) real-estate loans 1.9% of equity; Bna Bank (#19448) non-residential real estate 70.0% of equity; Bna Bank (#19448) rate-exposure score 40/100, Bna Bank (#19448) fixed-rate trap 40/100; Bna Bank (#19448) risk type credit driven; Bna Bank (#19448) rate regime rates elevated, Bna Bank (#19448) snapshot October 19, 2026.

Bna Bank (#19448) stress score moved from 54.2 on June 22, 2026 to 54.9 on October 19, 2026; Bna Bank (#19448) ranged 54.2 to 54.9 over 116 snapshots.

Bna Bank (#19448) alerts: 3 counties; top Bna Bank (#19448) alert scores: Pontotoc County, MS 40 (moderate); New Albany County, MS 20 (low); Tupelo County, MS 20 (low).