Carson Community Bank (FDIC #2320): Bank Stress & Real-Estate Credit Exposure
Carson Community Bank (FDIC Cert #2320): bank stress 66/100, elevated, STABLE over 7 days; parent CARSON FINL HOLDING CO INC.
Carson Community Bank (#2320) lends in 3 counties across 1 state; Carson Community Bank (#2320) reaches 27 ZIP codes: Oklahoma 3 counties, 27 ZIPs.
Carson Community Bank (#2320) largest markets: Cherokee County, OK (16 branches, 16 ZIPs) (#2320), Delaware County, OK (13 branches, 13 ZIPs) (#2320), Adair County, OK (16 branches, 8 ZIPs) (#2320).
Carson Community Bank (#2320) reports $166.7 million in total assets; Carson Community Bank (#2320) equity $14.7 million (8.8% of Carson Community Bank (#2320) assets); Carson Community Bank (#2320) domestic deposits $145.4 million; Carson Community Bank (#2320) net income $1.2 million; Carson Community Bank (#2320) return on assets 1.43%; Carson Community Bank (#2320) return on equity 17.07%; Carson Community Bank (#2320) net interest income $4.6 million; Carson Community Bank (#2320) call report June 30, 2026.
Carson Community Bank (#2320) noncurrent real-estate loans: none reported; Carson Community Bank (#2320) residential -2.47%; Carson Community Bank (#2320) net charge-offs on real estate 2.16%; Carson Community Bank (#2320) residential charge-offs 0.54%.
Carson Community Bank (#2320) net interest margin 5.84% against an eight-quarter Carson Community Bank (#2320) average of 5.49% (Carson Community Bank (#2320) compression -0.35 points); Carson Community Bank (#2320) non-residential real estate 54.3% of equity; Carson Community Bank (#2320) rate-exposure score 40/100, Carson Community Bank (#2320) fixed-rate trap 40/100; Carson Community Bank (#2320) risk type credit driven; Carson Community Bank (#2320) rate regime rates elevated, Carson Community Bank (#2320) snapshot October 19, 2026.
Carson Community Bank (#2320) stress score moved from 67.2 on June 22, 2026 to 66.2 on October 20, 2026; Carson Community Bank (#2320) ranged 66.2 to 67.2 over 117 snapshots.
Carson Community Bank (#2320) alerts: 3 counties; top Carson Community Bank (#2320) alert scores: Colcord County, OK 22 (low); Park Hill County, OK 22 (low); Westville County, OK 22 (low).