Charter West Bank (FDIC #26185): Bank Stress & Real-Estate Credit Exposure
Charter West Bank (FDIC Cert #26185): bank stress 63/100, elevated, STABLE over 7 days; parent NATIONWIDE BANKSHARES INC.
Charter West Bank (#26185) lends in 4 counties across 1 state; Charter West Bank (#26185) reaches 67 ZIP codes: Nebraska 4 counties, 67 ZIPs.
Charter West Bank (#26185) largest markets: Douglas County, NE (74 branches, 37 ZIPs) (#26185), Sarpy County, NE (14 branches, 14 ZIPs) (#26185), Cuming County, NE (11 branches, 11 ZIPs) (#26185), Thurston County, NE (20 branches, 10 ZIPs) (#26185).
Charter West Bank (#26185) reports $547.9 million in total assets; Charter West Bank (#26185) equity $49.2 million (9.0% of Charter West Bank (#26185) assets); Charter West Bank (#26185) domestic deposits $486.3 million; Charter West Bank (#26185) net income $4.1 million; Charter West Bank (#26185) return on assets 1.54%; Charter West Bank (#26185) return on equity 17.14%; Charter West Bank (#26185) net interest income $10.0 million; Charter West Bank (#26185) call report June 30, 2026.
Charter West Bank (#26185) noncurrent real-estate loans: none reported; Charter West Bank (#26185) net charge-offs on real estate 0.36%; Charter West Bank (#26185) residential charge-offs 0.83%.
Charter West Bank (#26185) net interest margin 4.16% against an eight-quarter Charter West Bank (#26185) average of 4.07% (Charter West Bank (#26185) compression -0.08 points); Charter West Bank (#26185) non-residential real estate 83.0% of equity; Charter West Bank (#26185) rate-exposure score 40/100, Charter West Bank (#26185) fixed-rate trap 40/100; Charter West Bank (#26185) risk type credit driven; Charter West Bank (#26185) rate regime rates elevated, Charter West Bank (#26185) snapshot October 19, 2026.
Charter West Bank (#26185) stress score moved from 68.5 on June 22, 2026 to 63.3 on October 19, 2026; Charter West Bank (#26185) ranged 63.3 to 68.5 over 116 snapshots.
Charter West Bank (#26185) alerts: 4 counties; top Charter West Bank (#26185) alert scores: Omaha County, NE 22 (low); Papillion County, NE 22 (low); Walthill County, NE 22 (low); West Point County, NE 22 (low).