Bank Of Commerce (FDIC #26217): Bank Stress & Real-Estate Credit Exposure

Bank Of Commerce (FDIC Cert #26217): bank stress 63/100, elevated, STABLE over 7 days; parent SOUTHEAST BANCSHARES INC.

Bank Of Commerce (#26217) lends in 9 counties across 1 state; Bank Of Commerce (#26217) reaches 82 ZIP codes: Kansas 9 counties, 82 ZIPs.

Bank Of Commerce (#26217) largest markets: Sumner County, KS (18 branches, 18 ZIPs) (#26217), Cowley County, KS (15 branches, 15 ZIPs) (#26217), Labette County, KS (26 branches, 13 ZIPs) (#26217), Allen County, KS (12 branches, 12 ZIPs) (#26217), Greenwood County, KS (11 branches, 11 ZIPs) (#26217), Neosho County, KS (55 branches, 11 ZIPs) (#26217).

Bank Of Commerce (#26217) reports $497.5 million in total assets; Bank Of Commerce (#26217) equity $47.9 million (9.6% of Bank Of Commerce (#26217) assets); Bank Of Commerce (#26217) domestic deposits $439.3 million; Bank Of Commerce (#26217) net income $3.6 million; Bank Of Commerce (#26217) return on assets 1.46%; Bank Of Commerce (#26217) return on equity 15.27%; Bank Of Commerce (#26217) net interest income $8.5 million; Bank Of Commerce (#26217) call report June 30, 2026.

Bank Of Commerce (#26217) noncurrent real-estate loans: none reported; Bank Of Commerce (#26217) net charge-offs on real estate 0.07%.

Bank Of Commerce (#26217) net interest margin 3.70% against an eight-quarter Bank Of Commerce (#26217) average of 3.56% (Bank Of Commerce (#26217) compression -0.14 points); Bank Of Commerce (#26217) rate-exposure score 40/100, Bank Of Commerce (#26217) fixed-rate trap 40/100; Bank Of Commerce (#26217) risk type credit driven; Bank Of Commerce (#26217) rate regime rates elevated, Bank Of Commerce (#26217) snapshot October 19, 2026.

Bank Of Commerce (#26217) stress score moved from 64.6 on June 22, 2026 to 62.7 on October 19, 2026; Bank Of Commerce (#26217) ranged 62.7 to 64.6 over 116 snapshots.

Bank Of Commerce (#26217) alerts: 9 counties; top Bank Of Commerce (#26217) alert scores: Burden County, KS 21 (low); Fall River County, KS 21 (low); Gas County, KS 21 (low); Longton County, KS 21 (low); Neodesha County, KS 21 (low).