First Security Bank (FDIC #4752): Bank Stress & Real-Estate Credit Exposure
First Security Bank (FDIC Cert #4752): bank stress 43/100, contained, STABLE over 7 days; parent OVERBROOK BANKSHARES INC.
First Security Bank (#4752) lends in 6 counties across 1 state; First Security Bank (#4752) reaches 112 ZIP codes: Kansas 6 counties, 112 ZIPs.
First Security Bank (#4752) largest markets: Sedgwick County, KS (52 branches, 52 ZIPs) (#4752), Sumner County, KS (36 branches, 18 ZIPs) (#4752), Osage County, KS (30 branches, 15 ZIPs) (#4752), Leavenworth County, KS (13 branches, 13 ZIPs) (#4752), Kingman County, KS (12 branches, 12 ZIPs) (#4752), Miami County, KS (11 branches, 11 ZIPs) (#4752).
First Security Bank (#4752) reports $225.6 million in total assets; First Security Bank (#4752) equity $20.4 million (9.0% of First Security Bank (#4752) assets); First Security Bank (#4752) domestic deposits $191.4 million; First Security Bank (#4752) net income $2.2 million; First Security Bank (#4752) return on assets 2.91%; First Security Bank (#4752) return on equity 33.64%; First Security Bank (#4752) net interest income $2.9 million; First Security Bank (#4752) call report June 30, 2026.
First Security Bank (#4752) noncurrent real-estate loans: none reported; First Security Bank (#4752) net charge-offs on real estate 1.83%.
First Security Bank (#4752) net interest margin 4.29% against an eight-quarter First Security Bank (#4752) average of 4.17% (First Security Bank (#4752) compression -0.11 points); First Security Bank (#4752) rate-exposure score 40/100, First Security Bank (#4752) fixed-rate trap 40/100; First Security Bank (#4752) risk type credit driven; First Security Bank (#4752) rate regime rates elevated, First Security Bank (#4752) snapshot October 20, 2026.
First Security Bank (#4752) stress score moved from 80.6 on June 22, 2026 to 42.7 on October 20, 2026; First Security Bank (#4752) ranged 42.7 to 80.6 over 117 snapshots.
First Security Bank (#4752) alerts: 6 counties; top First Security Bank (#4752) alert scores: Wichita County, KS 24 (low); Conway Springs County, KS 18 (low); Norwich County, KS 18 (low); Overbrook County, KS 18 (low); Paola County, KS 18 (low).