Lyons Federal Bank (FDIC #27727): Bank Stress & Real-Estate Credit Exposure

Lyons Federal Bank (FDIC Cert #27727): bank stress 56/100, moderate, STABLE over 7 days.

Lyons Federal Bank (#27727) lends in 3 counties across 1 state; Lyons Federal Bank (#27727) reaches 28 ZIP codes: Kansas 3 counties, 28 ZIPs.

Lyons Federal Bank (#27727) largest markets: Rice County, KS (26 branches, 13 ZIPs) (#27727), Ellsworth County, KS (9 branches, 9 ZIPs) (#27727), Trego County, KS (8 branches, 8 ZIPs) (#27727).

Lyons Federal Bank (#27727) reports $197.6 million in total assets; Lyons Federal Bank (#27727) equity $27.5 million (13.9% of Lyons Federal Bank (#27727) assets); Lyons Federal Bank (#27727) domestic deposits $166.7 million; Lyons Federal Bank (#27727) net income $1.0 million; Lyons Federal Bank (#27727) return on assets 1.06%; Lyons Federal Bank (#27727) return on equity 7.66%; Lyons Federal Bank (#27727) net interest income $3.9 million; Lyons Federal Bank (#27727) call report June 30, 2026.

Lyons Federal Bank (#27727) noncurrent real-estate loans: none reported; Lyons Federal Bank (#27727) net charge-offs on real estate 0.20%.

Lyons Federal Bank (#27727) net interest margin 4.41% against an eight-quarter Lyons Federal Bank (#27727) average of 4.09% (Lyons Federal Bank (#27727) compression -0.32 points); Lyons Federal Bank (#27727) rate-exposure score 40/100, Lyons Federal Bank (#27727) fixed-rate trap 40/100; Lyons Federal Bank (#27727) risk type credit driven; Lyons Federal Bank (#27727) rate regime rates elevated, Lyons Federal Bank (#27727) snapshot October 19, 2026.

Lyons Federal Bank (#27727) stress score moved from 52.6 on June 22, 2026 to 55.5 on October 19, 2026; Lyons Federal Bank (#27727) ranged 52.6 to 55.5 over 116 snapshots.

Lyons Federal Bank (#27727) alerts: 3 counties; top Lyons Federal Bank (#27727) alert scores: Ellsworth County, KS 35 (moderate); Lyons County, KS 20 (low); Wakeeney County, KS 20 (low).