Farmers Bank (FDIC #2850): Bank Stress & Real-Estate Credit Exposure

Farmers Bank (FDIC Cert #2850): bank stress 39/100, contained, STABLE over 7 days; parent FARMERS BCORP INC.

Farmers Bank (#2850) lends in 3 counties across 1 state; Farmers Bank (#2850) reaches 16 ZIP codes: Idaho 3 counties, 16 ZIPs.

Farmers Bank (#2850) largest markets: Twin Falls County, ID (40 branches, 10 ZIPs) (#2850), Gooding County, ID (6 branches, 6 ZIPs) (#2850), Jerome County, ID (5 branches, 5 ZIPs) (#2850).

Farmers Bank (#2850) reports $678.4 million in total assets; Farmers Bank (#2850) equity $104.4 million (15.4% of Farmers Bank (#2850) assets); Farmers Bank (#2850) domestic deposits $563.4 million; Farmers Bank (#2850) net income $5.5 million; Farmers Bank (#2850) return on assets 1.63%; Farmers Bank (#2850) return on equity 10.76%; Farmers Bank (#2850) net interest income $13.5 million; Farmers Bank (#2850) call report June 30, 2026.

Farmers Bank (#2850) noncurrent real-estate loans: none reported; Farmers Bank (#2850) net charge-offs on real estate 0.32%; Farmers Bank (#2850) residential charge-offs 0.37%.

Farmers Bank (#2850) net interest margin 4.21% against an eight-quarter Farmers Bank (#2850) average of 3.68% (Farmers Bank (#2850) compression -0.54 points); Farmers Bank (#2850) non-residential real estate 37.5% of equity; Farmers Bank (#2850) rate-exposure score 40/100, Farmers Bank (#2850) fixed-rate trap 40/100; Farmers Bank (#2850) risk type rate trapped; Farmers Bank (#2850) rate regime rates elevated, Farmers Bank (#2850) snapshot October 19, 2026.

Farmers Bank (#2850) stress score moved from 37.7 on June 22, 2026 to 38.9 on October 19, 2026; Farmers Bank (#2850) ranged 37.7 to 38.9 over 116 snapshots.

Farmers Bank (#2850) alerts: 3 counties; top Farmers Bank (#2850) alert scores: Twin Falls County, ID 39 (moderate); Jerome County, ID 37 (moderate); Wendell County, ID 18 (low).